Independent financial advice is considered the gold standard of financial advice since it offers access to and guidance on a huge pool of products.
But before you go ahead, ask yourself the following questions:
1 Would you want advice?
Would you want advice on the whole range of products available rather than on a limited number of financial products or provider companies?
2 Do you want your adviser to be independent?
Do you want your adviser to be independent of any commercial relationships, which may restrict the advice they give?
3 Do advanced qualifications matter to you?
Do advanced qualifications matter to you, particularly in the sector you are seeking advice?
If the answer to any or all of these three questions is ‘yes’, then independent financial advice is likely to match your needs.
But before you go ahead, ask yourself the following questions:
1 Would you want advice?
Would you want advice on the whole range of products available rather than on a limited number of financial products or provider companies?
2 Do you want your adviser to be independent?
Do you want your adviser to be independent of any commercial relationships, which may restrict the advice they give?
3 Do advanced qualifications matter to you?
Do advanced qualifications matter to you, particularly in the sector you are seeking advice?
If the answer to any or all of these three questions is ‘yes’, then independent financial advice is likely to match your needs.
