THE government have introduced new flexibility for pension savers with small pension pots, allowing them to take their fund as a one-off lump sum rather than having to buy an income with it. HM Revenue & Customs estimates that this will affect around 25,000 people who are aged over 60, who have total pension rights [...]
More »Category : Pension advice
Rise in State pension age: are you affected?
David Gow
13/02/2012
THE State pension was introduced a century ago when a quarter of working people died before they reached retirement and those who did drew it for an average of just five years. Today we’re all living much longer, so it’s not surprising that the State pension age is set to rocket. What’s changing? The State [...]
More »Pensions – cutting through the jargon
Tim Jones
06/02/2012
If pensions jargon leaves you confused, you aren’t alone. But jargon isn’t just annoying, our research tells us it’s one of the reasons people give for not saving for retirement. Recent research carried out for NEST by YouGov showed that one in three people are put off thinking about retirement planning because they find pensions [...]
More »2012 – A lesson in money
Jaskarn Pawar
10/01/2012
We decided to ask some of our independent financial advisers what they thought the best to come out of 2012 will be in terms of our personal finances and the response below really caught our attention. “I think with the problems people are facing regarding their finances there has never been more focus on the [...]
More »Divorce – how a specialist IFA can help you achieve a fair financial settlement
Scott Gallacher
04/01/2012
Unfortunately, a significant number of marriages end in divorce. Should this happen to you it is vital that, as well as speaking to your solicitor, you also obtain the advice of a Resolution accredited independent financial adviser (IFA). A specialist divorce IFA will be able to assist you in completing certain paperwork (such as the [...]
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