Karen Barrett, chief executive of adviser directory unbiased.co.uk, plans a tasty alternative career and says people’s love affair with houses is not over. What was your first ever investment? An Aberdeen technology ISA, which was absolutely the worst decision anyone could have made as it was just before the dotcom bubble burst. Where were you [...]
More »Category : Investment advice
How to find the right ethical investment for you
Anna Sofat
16/03/2012
Most of us like to think we’re doing our bit for the environment, be it recycling or switching to energy-saving light bulbs, but now more than ever, investors are seeing the attraction in this area for their money. Ethical investments have been available for nearly three decades although it is only recently that they have [...]
More »What to be aware of in the run up to the ISA season
Jason Witcombe
20/02/2012
Those who leave their ISA subscription until the end of the tax year will have the usual mad rush to get their investments made by 5th April, which falls on a Thursday this year, and the more organised amongst us will be wanting to get the applications in as early as possible in the 2012/13 [...]
More »2012 – A lesson in money
Jaskarn Pawar
10/01/2012
We decided to ask some of our independent financial advisers what they thought the best to come out of 2012 will be in terms of our personal finances and the response below really caught our attention. “I think with the problems people are facing regarding their finances there has never been more focus on the [...]
More »The benefits of offset mortgages – can they work for you?
Minesh Patel
12/12/2011
Savings rates are at an all-time low combined with inflation, Retail Price Index is around 5%. A 1 year fixed rate bonds pay around 3% before tax, 2 year fixed rate bonds pay around 4% gross and the best 5 year fixed rate bond at the time of writing paid 4.65% gross. Interest is then [...]
More »How to improve your financial fitness
Jason Witcombe
21/11/2011
Improving your financial fitness is pretty similar to improving your physical fitness and it’s easy to make progress if you put your mind to it. The problem is that both are very easy to put off until tomorrow. Days become weeks, then months and years and the problem gets bigger and harder to fix. For [...]
More »The ‘Hidden’ cost of investments
Jaskarn Pawar
17/10/2011
Investors will be familiar with the initial charges associated with investing money into funds. There is often an initial commission payable to the fund manager, part of which may or may not be passed on to your financial adviser. It is possible to find ways of reducing the amount of commission payable by investing directly [...]
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