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Financial advice and tips from Independent Financial Advisers
How secure are my bonds?
When will I receive information on my state pension?
What will happen to the interest on my Icesave account?
The financial world around us can be complex and provoke many different questions that it can sometimes be hard to find the answers to. Especially answers from a trusted financial expert who isn’t trying to sell a product. Each month Unbiased.co.uk’s independent financial advisers have been answering your frequently asked questions on pensions, tax, investments and savings. If you have a financial query on one of these topics look below for an expert answer and guidance on what are the best next steps to take. These questions will be updated each month with new financial problems, so if you are looking for pointers on the best ways to start a pension or how to save for a rainy day check here for completely independent financial advice. To obtain the best information for your individual financial problem it is always best to see an independent financial adviser face-to-face so they can give you expert recommendations based on your specific circumstances.
Answered by:
Kelvin Lillywhite
IFA
Albany Financial
Question of the Month:
How secure are my bonds?
We have less than £50k with RBS (Natwest) which we believe must be safe. However, we also have a Flexible Investment Bond with Natwest which is valued at more than £50k and a With Profit Bond with a value of more than £35k which is managed by Norwich Union, but through (or is it on behalf of?) Natwest. Can you advise how secure are these bonds - especially if Natwest were to "do a Northern Rock"?
More Financial Questions Answered
Should I cash in an endowment policy?
Q: I need to know if I should cash in an endowment policy, it has 2 years to run?
What will happen to the interest on my Icesave account?
Q: I have a one year savings account (£25,000) with Icesave with the interest paid out annually. This was due to mature at the end of November. Will I get interest pro rata when the compensation is paid...
When will I receive information on my state pension?
Q: When will I receive some information about my State Pension due March 2009? I have done a State Pension Forecast on line but I wonder when I will start receiving official communications regarding...
