We have developed a range of tools to start you thinking about your personal finances or help you make difficult financial decisions about your financial planning thus enabling you to know what area of your personal finances you need help with.  The tools range from budget calculators and savings planners to looking at how much tax you pay and checking your financial age versus your real age, look through the list below and see if any of them can help you today.

Financial calendar

Desktop application that allows you keep track of all your important financial events and payment due dates in one place, to help you plan ahead. 

Financial age tool

Whether you’re part of the ‘iPod Generation’, a ‘Mid-Life Marcher’ or a ‘Silver Saver’, our financial age tool helps you understand the true ‘age’ of your finances compared to your actual age.

Protection tool

Helps you work out how much protection insurance may be right for you and your family, whatever your stage of life.

Advice decision tree

Helps you decide which type of financial advice will be best suited to your individual needs.

Cost of delay tool

Check how much money you may be devaluing your future pension pot by not planning for your retirement now or whether you have maximised your  retirement plans so far.

Savings planner

Plot how much money you have coming in and most importantly what you have going out and establish how much you realistically might have left to put into a savings pot.

Tax waste calculator

The calculator gives you a basic idea of what you could be wasting in tax and where an IFA may be able to help you become tax efficient.

Debt freedom day calculator

Check out our debt freedom day calculator which will help you discover how many days you need to work just to pay off the interest on your current debt.

Thrifty calculator

Shows how much you could put aside into a savings account by cutting down on everyday luxuries such as takeaway coffee and meals out.

Tax 'Give and take' calculator

Lets you see how much of your earnings and interest on your savings are going straight to the taxman, as well as how much tax relief you may be able to for pension contributions.