MPC INTEREST RATE DROP MEANS SAVERS CONTINUE TO SUFFER

CALL 0800 085 3250 OR VISIT www.unbiased.co.uk FOR IFA PROMOTIONS FREE GUIDE TO SURVIVING ON SAVINGS WHEN RATES ARE LOW

Many were expecting interest rates to drop today so it has come as no surprise that the Bank of England took the decision to drop the rate to 3.5% following a four month freeze. Savers are the ones that suffer from these low interest rates and banks and building societies waste no time in passing on these rate cuts to savers. So what can consumers do to ensure good returns in these uncertain times? IFA Promotion has produced a guide explaining the various savings and investment products available to investors keen to make the most of the money they have saved.

The Guide to surviving on savings when rates are low- aims to demystify some of the jargon surrounding investments as well as providing useful pointers of alternative investments when interest rates are dropping. The guide highlights some specific questions to consider before meeting up with your independent financial adviser and outlines a variety of investment ideas across the whole risk spectrum for the investor to consider.

David Elms, Chief Executive of IFA Promotion said; Todays monetary policy announcement showed that there is no sign of a slowing down in the lowering of rates for savers. If consumers are worried about what these rates are doing to their stashed cash, now is a good time to sit down with an independent financial adviser to see if the savings vehicle they are using is going to meet their financial objectives.

For a free copy of the guide, together with details of local independent financial advisers who can talk through your options in detail, call the IFA Promotion consumer hotline on 0800 085 3250 or visit www.unbiased.co.uk

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For expert comment or case studies from over 210 media-friendly IFAs, journalists should call IFA Promotions Media Services hotline on 020 7294 3682 or search online in Media Services at www.unbiased.co.uk

1.  Independent Financial Adviser Promotion

IFA Promotion was established in 1989 to promote the value and accessibility of independent financial advice to the public.  It represents over 10,000 firms of independent financial advisers across the UK and is sponsored by 28 leading financial institutions. In 2002, over 300,000 consumers and businesses used IFA Promotion to find local independent financial advice.

IFA Promotions believes Independent financial advice should be:

         Affordable.  The option to take independent financial advice should be available, by right, to all - not just the wealthiest in society.

         Convenient.  IFAs should be available in the location of the consumers choice, wherever they live in the UK.

         Transparent.  It must be clearly transparent to consumers who is able to offer independent financial advice and who is not.

2.       Independent Financial Adviser Promotions sponsors

AMP NPI

Norwich Union Life

AXA

Old Mutual Asset Managers

Barclays Global Investors Funds

Prudential

Bright Grey

Scottish Equitable Plc

BUPA

Scottish Life

Canada Life

Scottish Mutual Assurance Plc

Childrens Mutual

Scottish Provident

Clerical Medical Investment Group

Scottish Widows Plc

Eagle Star

Selestia

Friends Provident

Standard Life Assurance Company

GE Life

Swiss Life (UK) Plc

INVESCO Fund Managers Ltd

Skandia UK Group

Legal & General

Winterthur Life UK Ltd

Mortgage Express

Zurich Life Assurance Company

National Savings & Investments

 

 

 

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