Yahoo! answers - www.unbiased.co.uk
Unbiased.co.uk features as a Knowledge Partner on Yahoo! Answers. The Knowledge Partner programme is a way for organisations to share their specialised knowledge and directly engage with the Yahoo! Answers community. Unbiased.co.uk’s ‘find an IFA’ search has brought a panel of specially selected IFAs together on Yahoo! Answers to help answer some of your questions on financial issues including tax, investment and savings, pensions and protection.
Capital Gains Tax after 1 Financial Year?
Asked by Alan - 1 year ago
If you are a UK resident for tax purposes, you will be liable for capital gains tax when profits are made on certain transactions. The first £10,100 of profit is currently free of tax. For overseas gains, in principle,...
Best answerTips and advice on managing money?!?
Asked by Larry - 1 year ago
My top tip is to write down everything (and I mean everything) you spend. If you have ever done a food/ diet diary you’ll know that writing things down makes you much more conscious of what you are...
Is there any stock brokers that don't charge for trading?
Asked by Stephanie M - 1 year ago
No – this is how a stock broker generates most of their revenue to cover their costs and makes profit. The figure you quote is competitive in the market. Stock brokers provide discounts the more trades you make and...
What are some advantages and disadvantages of contributing to a pension scheme?
Asked by Star L - 1 year ago
The main advantage of contributing to a pension scheme is the tax relief: for every £100 you pay in the Government adds £25. If you are a higher rate taxpayer you may be able to claim up to...
Best Bank Account for 16 year old - EMA?
Asked by Jazz Porter - 1 year ago
Your best bet is to shop around to find the best incentives using a comparison website. Most of the larger banks and building societies offer incentives for students to join and the value of these incentives will vary...
What bank is best for a under-16 account?
Asked by Louise Smith - 1 year ago
Nationwide are technically a building society which offers banking services. Initially I would choose the one which offers the best interest rates and incentives and don’t be afraid to switch to a different bank when you are older. Disclaimer: The...
Best answerAre young workers meant to be taxed (in UK)?
Asked by Alice - 1 year ago
If you are a student who works, then you will unfortunately be eligible to pay Income Tax and National Insurance Contributions (NICs) in exactly the same way as the rest of the working population. However, you may be able...
Savings Account credit record ?
Asked by Steven S - 1 year ago
Yes. A bad track record will only affect your ability to borrow and most savings accounts don’t offer overdraft facilities. Disclaimer: The answers above are for guidance only and should not be acted upon without you receiving independent financial advice...
If I own a website, am I self-employed?
Asked by MC - 1 year ago
The definition of Self-employed does vary but as a general guide it is defined as someone who has control over the business they run in terms of the decisions made, money put at risk. It is possible to be...
Best answerPensions - Can Anyone Help?!?
Asked by morris994 - 1 year ago
If you have the option to join an employer’s pension scheme, you should do so to benefit from any employer contribution. If not, a private pension could be the answer. There are three types, all of which...
Can you put money into someone else's account using their paying in book?
Asked by Frankie - 1 year ago
Yes you can. In this case you are acting a little like a post box or messenger. Disclaimer: The answers above are for guidance only and should not be acted upon without you receiving independent financial advice relevant to your circumstances....
Statement of Earnings from HMRC? How long does it take to arrive?
Asked by nakatablue - 1 year ago
Probably 2 to 4 weeks. When dealing with any large organisation, I would work on the basis that the squeaky wheel gets the most oil, and phone them every week to chase them. Disclaimer: The answers above are for guidance...
Do i still earn by bonus if i choose to leave my job for personal betterment?
Asked by Anonymous - 1 year ago
The payment of bonus will depend upon your terms and conditions of employment. If your bonus has been earned up until the date of leaving, it would normally be paid. If it is paid on a discretionary...
Best answerWhat are the benefits of a HSBC stakeholder pension?
Asked by Harry P - 1 year ago
The answer depends upon what you are saving for. If it is retirement, pensions are almost certainly the best starting point because of the tax relief. For every £100 you pay in, it costs you just £80....
Becoming An IFA What is Required?
Asked by Heather Foster - 1 year ago
At the moment, the main qualification route is the Certificate of Financial Planning, more details at www.cii.co.uk. By 2012 the qualification standards become much harder. Most IFA firms or banks offer support to employees taking these types of exams....
How will my Working Tax Credits Change if i do less hours?
Asked by donna m85 - 1 year ago
The best way to check is to contact your local Job Centre Plus who will be able to explain how your entitlements might change. Disclaimer: The answers above are for guidance only and should not be acted upon without you receiving...
13yr old bank card without interest?
Asked by im..bored.. - 1 year ago
Most banks offer free on-line banking and current account facilities. Disclaimer: The answers above are for guidance only and should not be acted upon without you receiving independent financial advice relevant to your circumstances. To find an IFA please go...
how can i pay my car insurance?
Asked by STEPHEN C - 1 year ago
Yes. Payments can be made monthly or annually. Monthly generally costs a little more than annually. Disclaimer: The answers above are for guidance only and should not be acted upon without you receiving independent financial advice relevant to your circumstances....
is now the time to buy BP shares?
Asked by jules_siraporn - 1 year ago
Following the Gulf of Mexico accident, BPs share price fell from around £6.50 to a low of £3.03. More recently this recovered to around £4.20 but has fallen again by about 10%. If you believe BP is undervalued as...
Which UK bank should i open an account with if i plan on traveling the world?
Asked by J Mcmillan - 1 year ago
Most bank cards will operate internationally but it is worth phoning the bank to warm them of your overseas travel plus provide them with a contact number in the event they want to check activity with you. You...