There’s more to wise investing than buying when prices are low, and selling when they’re high. For example, have you ever thought about making your investments as tax-efficient as possible?

Every investment is a way of storing your money now, in the hope that it will grow in value over a period of time. As you may know, there are always risks involved. You want your money to go up in value, but there’s always a risk that it could go down, too, and you may not get back all (or any) of the money you invest.

That’s why it’s important to get investment advice from an Independent Financial Adviser (IFA). After all, the way you feel about taking risks and your plans for the future are probably different to everybody else’s. So when you focus on your finances, you need to take those thoughts into account. An IFA can suggest investments to meet your unique outlook on life and investing in general, and explain the many options open to you, if you’d like to make your money grow.

What type of investment could you make?

Investment bonds, structured products, OEICs, gilts, Unit Trusts, pensions, equities, property, investment trusts, Offshore investments, stocks and shares, hedge funds, derivatives, active and passive investments … there are thousands of investment opportunities on the market, and each one has different features, benefits and risks involved.

As you can see, it’s important to invest your money wisely with help from experts. We can put you in touch with an IFA who’ll help you decide which levels of risk you feel comfortable with, and which types of investments could fit into your personal finance plans.

Questions you might like to ask an IFA…

How long should I plan to have my money tied up in this investment?

What are the risks involved, will they change over time?

How will this affect my tax position?

What other kinds of investment could also fit into my personal finance plans?

How much will it cost, what are the charges?