Independent pensions advice
Most of us recognise that we need to plan ahead to save money for our retirement. There is now an increasing emphasis on the need for individuals to pay into private pensions to avoid relying on the government for handouts in old age.
With ever changing rules surrounding pensions (from the introduction of stakeholder pensions to pensions simplification), the number of retirement planning choices increases. Should you be investing your money in a money purchase or final salary scheme, or a personal pension? And which pensions funds offer your preferred level of risk and desired growth potential? This is where an IFA can help by guiding you through all your available pension options.
As you approach retirement, you will also need an IFA to tell you which is the most appropriate way to draw from your pension. Is it through a traditional annuity, phased retirement, income draw down or a combination of these? Only an IFA can advise on every aspect of pension and retirement financial planning.
Use the search box at the top of this page to 'find an IFA' located in your area who is able to provide impartial pension advice.
Further information on pensions can be found in the following guide:
Visit our new vodcast area to download our ‘Pensions advice vodcast’ which explains how to find the best advice on pensions and planning for retirement.
Visit our new podcast area to download our ‘Pensions advice podcast’ which explains the value of speaking to an IFA about planning for your retirement and also how to find one in your area
You can also download our ‘How to Find Independent Financial Advice’ podcast which explains the value of speaking to an IFA about your financial circumstances and also how to find one in your area.
Click here to download a FREE financial consultation voucher which can be used to visit an IFA for pension advice. Once you have downloaded a voucher please bring it with you to your initial meeting with your local IFA. You can find an IFA by searching our 'Find an IFA' database.
