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Pensions and retirement
Savings and investments
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Value of Advice
Every Employee Matters
Write and Register a Will Week
Why use an adviser?
Why use Unbiased.co.uk?
What is your top financial priority?
Getting on the property ladder
Saving for retirement
Clearing your loans/debt repayments
Saving for your children/grandchildren
Which area of your finances do you feel you have the best understanding of?
My general insurance policies
How will you cover the cost of this Christmas?
I have been saving all year
I will use my disposable income
I will use my credit card
I will take out a loan
I will rely on others to cover the cost
Which financial New Year’s resolution will you be making this year?
To maximise my savings
Switch to a cheaper mortgage deal
Claim all tax reliefs I’m entitled to
Get round to making a will
I'm not planning to make any New Year’s financial resolutions
What does the snow make you want to do?
Hibernate in the warm with a hot chocolate
Build a snowman
Make snow angels
Organise my pension and pay off my debts
Which situation best describes your planning for retirement?
I am financially on track
I am on track but suspect I may need to seek alternative income to keep the same standard of living
I am going to face a fall in my income when I retire
I haven’t even thought about it
UK interest rates are currently on hold at 0.5%, when do you think we will next see a rise?
End of 2013
End of 2014
End of 2015
End of 2016
End of 2017
Have you taken any steps in the last 12 months to reduce the amount of tax you pay?
I don't know
With the Chancellor’s budget announcement this week, what financial issue would be on your ‘Dear Mr Osborne…’ wish list?
A reduction in VAT
An increase in child benefits
To leave the rates on fuel duty alone
An increase in the cash ISA allowance
To lift the freeze on the inheritance tax threshold
Which part of the budget announcement do you think will affect you the most?
Up to £10,000 of tax-free earnings
Scrapping of proposed 3p fuel duty increase
Tax-free childcare of up to £1,200
Bank underpinning of £130billion in new mortgage lending
Halving of UK growth forecast
Have you used your full ISA allowance this tax year?
Yes, I have used my full cash ISA allowance
Yes, I have used my full stocks and shares ISA allowance
Yes, I have used my full cash and stocks and shares ISA allowance
No, but I plan to before 5 April
Which financial issue do you feel you most need advice on?
Getting a mortgage
Saving for your children
Long term care costs
What would be most valuable to you when seeking financial advice?
Sharing responsibility for dealing with my finances
Advice considers all products in the market
Saving money in the long term
Saving time which I could spend doing other things
Access to help making the right financial decisions
With changes to the pensions system announced in the Government’s Pension Bill, what steps have you taken towards planning for retirement?
I have comprehensive financial plans in place for my retirement
I have sought professional advice on how best to plan financially for my retirement
I have done my own research on planning for my retirement
I have taken no steps in planning for my retirement
Do you know how to be tax efficient with your money? E.g. making the most of tax credits, pension tax relief and ISAs?
I am aware and am actively doing this myself
I am aware but I am seeking advice on how best to do this
I am not at all aware but I plan to seek advice to find out
I am not aware and don’t think it’s worth the hassle
Have you changed your holiday plans this year due to financial constraints?
Yes, we are now not going on holiday this year
Yes, we planned to go abroad and are now holidaying in the UK
Yes, we planned to holiday outside of Europe and are now holidaying in Europe
No, we have not changed our holiday plans
We did not plan on going on holiday this year
Who is Mark Carney?
Incoming manager of Manchester City Football Club
The new Governor of the Bank of England
A British & Irish Lions rugby player
Incoming Chief Executive of RBS
Following recent reports that we could see a rise in interest rates in 2014/2015, what are your mortgage plans?
I plan to lock into a fixed rate mortgage now before rates start to rise
I am going to wait until at least next year before I decide
My mortgage is not up for renewal yet
I don't know
I don't have a mortgage
We have seen some very low fixed rate mortgages from providers recently, do you think rates will drop further?
Providers will continue to lower their rates on fixed rate mortgages
Providers will maintain the current level of rates being offered
Providers will start to raise their rates on fixed rate mortgages
Are you aware of auto enrolment and do you know what it means for you?
I am fully aware of it and my employer has told me about it
Yes, but I'm not sure how it affects me
I have never heard of it
Do you know what an annuity is?
Have you ever thought of seeking professional financial advice from an accountant?
I do not know
Are you considering the government's Help to Buy scheme?
I don't know
At what age do you plan to write your will?
I already have a will
Have you thought to register your will with a National Will Register?
Which of the following do you think you would most benefit from seeking professional advice on?
Protection (e.g. life, critical illness)
Which of the following important life events would trigger you to seek professional advice?
Starting a new job
Having a child
Buying a home
What is your biggest deterrent in seeking financial advice?
Trusting an adviser with my finances
The process taking too long
Not knowing where to begin
Giving the adviser my personal information
The adviser not being qualified
With the national state pension age (the age at which you can receive your state pension) being pushed higher, will this make you start saving for your retirement earlier?
I plan to save for retirement earlier
I plan to increase the amount I am saving now
I don't plan to start saving until I'm older
I don't know