Saving money is a great idea. A little pot of money can help you stay on top of life’s little challenges, and cope with whatever comes your way. But whether you’ve got a specific goal, like a holiday, or you’re just ‘saving for a rainy day’, it’s how you save your money that’s important.

For example, there are lots of ways to save: you may have a lump sum set aside that’s ready to put into a savings plan, or you may want to start saving small amounts from your regular income. You may be happy if your savings are tied up for a long period of time in a savings account, or you may prefer being able to get to them 24 hours a day.

What savings options are there?

High street bank accounts, building societies, fixed rate savings, online savings, National Savings and Investments’ products and Cash ISAs: you may know something about one or all of these ways of saving money, already. But an independent financial adviser (IFA) can help you focus on your finances and create a personal savings plan that really works for you. We all know it can be difficult, sticking to a savings plan, but saving regularly is a really good habit to get into.

An IFA can tell you more and give you details about the risks, features and charges involved. With our search tool, we can help you find an IFA in your area – and with an IFA’s help, you can make a more informed decision about personal savings, and start making your money work harder!

Questions you might like to ask an IFA…

Will my money be safe, what are the risks involved?

When, and how, can I take my money out?

Could my savings go down in value over time?