Terms & Conditions

By using or accessing our web-site you agree to be legally bound by the following terms and conditions. If you do not agree these terms you must not use our web-site
 

We reserve the right at any time without notice to revise the content of our web-site and/or these terms by posting any changes on our web-site. The revised terms will be effective immediately they are posted and by continuing to use our web-site you will signify that you agree to be bound by the revised terms
 

Details held
 

Our site contains details of independent financial advisers within the United Kingdom only
 

Certain links, including hypertext links, in our site will take you outside our site. Links are provided for your convenience and inclusion of any link does not imply endorsement or approval by us of the linked site, its operator or its content. We are not responsible for the content of any linked website and accept no responsibility for any errors, omissions or misleading statements on any such linked site
 

Our website may contain advertising, such advertisers are solely responsible for ensuring that all material included in our website is accurate and upto date and complies with all applicable laws, regulations and codes of practice. Please see these individual sites for their privacy statements
 

You agree to abide by all applicable laws, regulations and codes of conduct in force or as amended from time to time
 

All material on our website and all material sent to you via e-mail or otherwise belongs to us or our licensors
 

You may retrieve and display contents from our website on a computer screen, by printing pages or storing them electronically for your personal use or internal business purposes
 

We retain ownership of all copyright and all other intellectual property rights related to its content unless stated otherwise
 

Except as provided in condition 6.2 you agree that you will use our site only for your internal business purposes and that you shall not exploit our site or any of its contents for any commercial purpose 
 

The merchandise section of this site is only available to you if you are an independent financial adviser and a full member of IFA Promotion. Separate merchandise terms will govern your purchase of any of our products 
 

You agree that we may collect, store, and use information about you in accordance with our privacy policy. You acknowledge and agree to be bound by the terms of our privacy policy as amended from time to time
 

If as an independent financial adviser you apply to be entered in our database you hereby grant to us a perpetual royalty-free, license to copy, issue copies, communicate to the public, make publicly available and include in the data-base (either in whole or in part or in a modified or edited form) your directory entry details. You acknowledge and agree that such details are not subject to any obligation of confidence. You acknowledge that our permission for you to have a directory entry is automatically revoked if you cease to be a full IFA Promotion Member
 

We provide this site on an 'as is' basis and give no representations or warranties of any kind with respect to this site or its contents or that its operation will be virus free or uninterrupted. In particular, we give no representation or warranties about the accuracy, completeness, or suitability for any purpose of the information published on this site. The information contained in the brochures and fact sheets available on this site is intended for general information purposes only and sets out our understanding of any applicable English Law and Inland Revenue practice at the time of first publication. It is not intended to constitute advice or guidance which you may rely on and is not a substitute for professional financial or tax advice based on your personal circumstances. All users are advised to seek independent professional advice before acting on anything contained in our website, brochures, factsheets or elsewhere. The information:
 

         may be incorrect or out of date;
 

         may not constitute a complete or definitive statement of the law or any tax issues
 

Neither we nor any of our directors, employees or other representatives will be liable for loss or damage arising out of or in connection with the use of this site or reliance on any information available on the site or any third party site linked to this site. This is a comprehensive limitation of liability that applies to all damages of any kind, including (without limitation) compensatory, direct, indirect or consequential damages, loss of data, income or profit, loss of or damage to property and claims of third parties
 

Notwithstanding the foregoing, none of the exclusions and limitations in the clause are intended to limit any statutory rights you may have as a consumer or other statutory rights which may not be excluded nor in any way to exclude or limit our liability to you for death or personal injury resulting from our negligence or that of our employees or agents
 

Information contained in the IFA directory has been provided by each of the independent financial advisers concerned. Although we run weekly checks to verify the data it is not practicable for us to independently verify all the data provided. The IFA directory on this web-site does not imply any endorsement or approval by us of the independent financial advisers listed in the directory. We and the owners of any other web-site through which this information can be obtained accept no responsibility for information provided by such third parties or any advice they may give 
 

All rights in the design, text, graphics software and other material on our site and the selection or arrangement thereof are the copyright of us or other third parties. Permission is granted to electronically copy and print in hard copy portions of our site solely in connection with the acquisition of goods or obtaining information through our site. Any other use of materials on our site (including reproduction for purposes other than those noted above and alteration, modification, distribution, or republication) without our prior written permission is strictly prohibited
 

We are the proprietor of the Independent Financial Adviser (IFA) logo which is a registered trade mark in the UK. All other trade marks, product names and company names or logos used in our site are our property or that of their respective owners. No permission is given by us in respect of the use of any such trade marks, get-up, product names, company names, logos or titles and such use may constitute an infringement of the holder's rights. Purchasers of our merchandise have a limited licence to use the IFA Logo as set out in the merchandise terms and conditions
 

We reserve the right in our sole discretion to deny users access to our site or any part of our site without notice and to decline to provide the service to any user that is in breach of these terms and conditions of use
 

We may record and monitor telephone calls to help improve our service
 

You agree not to interrupt or attempt to interrupt the operation of our site in any way
 

These terms (and any dispute, controversy, proceedings or claim of whatever nature arising out of or in any way relating to them or their formation) shall be governed by and interpreted in accordance with English law and, for these purposes, the parties irrevocably submit to the exclusive jurisdiction of English courts