Protection tool | Advice decision tree | Financial age tool | Pension decision tree | Savings planner |
Tax waste calculator
Not everything in life is straightforward, and this is most often true when assessing your own personal finances. Whether it is reviewing how best to protect your family, how to save more efficiently or the most effective way to plan for your retirement, making significant financial decisions can be intimidating, regardless of individual age or circumstance.
Our online tools can lead you through some of these difficult decisions and give you a good starting point from which to then go and seek independent financial advice on a more informed basis.
Preparing for the unexpected problems that life can throw at you is hugely important, as there is a chance that some of these issues can impact you financially. Our Protection Tool can help you work out how much protection insurance may be right for you and your family, whatever your stage of life.
There are now three types of advisers who you can go to for advice – Independent Financial Advisers, Tied Agents and Multi-tied Agents. Our Advice Decision Tree has been specially designed to help you decide which type of advice will be best suited to your individual needs.
Whether you’re under 25 and part of the ‘iPod Generation’, a ‘Mid-Life Marcher’ in your 40s and early 50s or a ‘Silver Saver’ soon to embark on retirement, our quick and easy to use Financial Age Tool has been designed to help you understand the true ‘age’ of your finances compared to your actual age.
In April 2006 UK Pension rules changed, leaving many people unsure whether they had the right pension arrangements. Our Pension Decision Tree can help you work out if your current situation is up to date or whether you may need to take action and seek advice.
Spending money is easy, but saving can be an altogether more difficult task. Try out our Savings Planner and assess whether you’re a spender or a saver. You can use the tool to plot how much money you have coming in and most importantly what you have going out and how much you realistically might have left to put into a savings pot.
Although tax is a reality of everyday life and something none of us likes paying, many people could unknowingly be wasting tax across various areas of their lives. Our Tax Calculator can give you a basic idea of what you could be wasting. Of course, the best way to assess your personal circumstances is to talk to an IFA who specialises in tax, via the search feature on this website.
