An IFA stands for an Independent Financial Adviser. A financial adviser can help you to make the most of your money. They can help you choose the right savings, investments, pensions and life insurance products for your needs. The advantage of an IFA is they can recommend any product or service available on the market which is suitable for you. A financial adviser who is not independent, will only be able to choose from a limited range of products and services from a limited range of providers. Essentially to ensure you get the best products use an IFA.

The best way to find an IFA is by personal recommendation from a friend, relative or colleague. Next try the IFA search engine www.unbiased.co.uk. When you first speak to an IFA ask them about their experience in the area you seek advice and how they charge. In most cases they will meet with you for free to assess your requirements and to discuss their services. It is also useful to meet with 2 different firms so you can compare their services.

Disclaimer:
The answers above are for guidance only and should not be acted upon without you receiving independent financial advice relevant to your circumstances. To find an IFA please go to http://www.unbiased.co.uk