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S H Mortgage Services Ltd
"The most important people in our business are our clients. We pride ourselves on our friendly and high quality service to match your needs and help you through the mortgage process from start to finish."
Hello, my name is Kevin Spear, and I am a Director at Mortgage Marketplace. We are an independent, whole of market brokers providing jargon-free mortgage advice together with a fast & efficient service. Find out more below.
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Mortgage and Protection Advice Centre
I specialise in Whole of Market Equity Release products also known as 'Later Life Lending' and Retirement Interest Only mortgages. I am a member of the Equity Release Council for reassurance and peace of mind for all my clients.
Using an independent mortgage broker (also known as an independent
mortgage adviser) gives you the maximum chance of finding the best
mortgage for your needs. A mortgage broker can help you:
Buy your first home
Buy your next home
Buy business property
Release equity (turn some of your home’s value into cash in
Get a specialist mortgage (e.g. a guarantor mortgage or
family deposit mortgage)
The main advantage of using a mortgage broker is that they are
unbiased. They are not restricted to a limited number of
providers, so can source the best mortgage for you from the whole
of the market. They can even access deals that are not available
anywhere else. By finding you the best interest rates and mortgage
terms, a mortgage broker can save you a lot of money.
A mortgage broker will also explain everything to you and guide
you through the application process. This increases your chances
of your mortgage application being accepted first time.
Why use Unbiased?
Unbiased is the place to find advisers you can trust. Our site
offers one of the easiest and quickest ways to find the right
professional for you. Every professional is appropriately
regulated, qualified and independent of product providers, so you
can be sure of finding unbiased advice. Our smart system can match
an available professional to your requirements, so there’s no
time-consuming shopping around. Alternatively, you can browse a
list of local professionals and filter them to suit your