You will probably face at least a few big financial decisions in your life, such as buying a home, starting a pension and planning your retirement. Getting these right can have huge long-term benefits, but the consequences of mistakes can be severe. Seeking advice on these choices is always helpful and often essential (for some kinds of retirement planning it may be a legal requirement).
Any plans that could involve significant amounts of money may be a reason to seek financial advice. You don’t need to be a high earner to benefit from expert help with saving, investing and planning for the future. Many advisers can deliver value for money regardless of your level of wealth.
Download our introduction to financial advice.