The NHS provides a good service, there’s no doubt about that. But it’s sometimes reassuring to know that you have plans in place to get treatment in the hospital of your choice, when you want it.
The peace of mind that healthcare (or PMI – private medical insurance) policies offer is often invaluable, particularly if you want to avoid waiting lists for treatment and health checks. Some policies give you extra benefits, like reduced gym membership to encourage you to stay fit and healthy or cash rewards for joining the scheme.
An IFA or financial adviser can explain the different types of private health insurance available. There are many different types: straightforward private health insurance, cash plans (which help you pay for day-to-day costs, like opticians’ and dentists’ bills), specific plans for your children, or even long term care insurance to help you pay for care if your health fails in old age.
By using our search tool, you can find an IFA or financial adviser who’ll talk through all of your private health insurance options – helping you look after yourself, as well as your family.
Questions you might like to ask an IFA or financial adviser…
- What can I claim for, who do I contact?
- Will the cost of my healthcare go up each year?
- What are the extra benefits included with each policy?
- Are there any discounts available if I don’t make a claim?