The game has changed for many buy-to-let landlords. From April 2017 the change to buy-to-let tax relief is being phased in, which could translate into a big loss of profits for many with rental properties. What can you do about it?
Until you buy your own home, a car will probably be your single biggest financial commitment. If you’re considering getting some wheels of your own, just how much could it cost you overall – and are there any better-value alternatives?
You have a steady income, you haven’t much debt, you control your spending and you don’t gamble. But are you still taking a huge risk? Becky Sugden, chartered financial planner at Gresham Wealth Management, reveals the invisible threat to your long-term financial security.
You've graduated! That's the hard part over with. Or is it only just beginning? The switch from higher education to the bottom of the career ladder can be a culture shock. Here are some tips to help you go from learner to earner.
Many people take out income protection or critical illness cover to safeguard their finances if they have to stop work due to illness. But a child’s serious illness can have an equally severe impact on your ability to work full-time. Would your insurance cover this too?
‘Mayday! Mayday!’ If your rent bill makes you want to call for help, you’re not alone. The average UK renter takes until the start of May to earn a year’s worth of rent. With ‘Rent Freedom Day’ falling further behind ‘Mortgage Freedom Day’ every year, how can you escape from the rut?
There’s no longer such a thing as ‘retirement age’ – you’re simply free to access most pensions from the age of 55. But what if you actually did want to retire at 55? We take a look at what you’d need to make that dream a reality.
Today (16 April 2018) is Mortgage Freedom Day – the day on which the average UK homeowner will have earned enough to cover their mortgage payments for the whole year. But some homeowners are freer than others – are you among them?
A Parliamentary committee has proposed a ‘default investment pathway’ for people who don’t make active pension choices at retirement. But should the government being making it easier for people to ignore their most important retirement decisions?
A teenager wins a fortune with her first ever lottery scratch card, and must make a life-changing choice. But anyone saving up a pension pot may face a similarly big decision. What would YOU do?
Working as a contractor through your own limited company can be very rewarding, and not just financially. That said, it can sometimes be a bumpy ride. Carl Roberts, Chartered Financial Planner at RTS Financial Planning, looks at the main hazards and how to conquer them.
You’ll learn much more at university than your chosen subject – it’s also the place where many of us learn to be financially independent. From cashback to mystery shopping, here are our favourite tips from the university of life…
A potential scandal is brewing in the world of defined benefit pensions, which could see tens of thousands of pensioners asked to repay money received in error. There are suggestions that some individuals may be held liable for up to £50,000. Could this really happen, might you be affected – and what could you do about it?