You may have heard that the rules around inheritance tax (IHT) are changing with regard to family homes. Neil Adams of Drewberry Wealth shows you how to calculate your new IHT liability on your main residence – and so achieve a ‘successful succession’.
If you’re one of the many people with a defined benefit (final salary) pension scheme, you may be aware of the option to transfer it into another kind of pension. But this is a risky strategy and you should never do it without seeking advice. So we couldn’t believe our luck when IFA Ajay Khosla of Cockburn Lucas decided to transfer his own pension, and tell us all about it.
Searching for an adviser can be daunting if you aren’t sure what to look for, or what kind of advice is available. The Unbiased Connect tool is designed to make the process quick and simple, so here’s a brief guide to using it in the most effective way. Choosing to seek financial advice is a
Warren Buffett once said, ‘Investing is simple – but not easy.’ Carolyn Gowen of Bloomsbury Wealth offers ten simple tips to make investing that little bit easier – whoever you are. In investing there are no absolute right or wrong answers, only better or worse solutions. Better solutions are founded in a process that encompasses
We all love price comparison sites – but they can let you down when you’re looking for suitable income protection. The biggest price comparison sites risk misdirecting visitors to unsuitable PPI cover or policies that offer only ‘suited occupation’ cover, says Tom Conner of Drewberry. More and more consumers are waking up to the need
As part of our season of New Year tips, advisers from Armstrong Watson Financial Planning Ltd share their words of wisdom on building a financial plan for all seasons. What do you want out of life? In many ways, that’s the most important question you can ask yourself when you start to think about financial
‘Resolution’ is such a heart-sink word – they usually last about as long as it takes to say it. So we’ve come up with some hacks instead, from the casebook of Becky Sugden, Chartered IFA at Gresham Wealth Management Ltd. Time to start a fresh page. We all know New Year is a time for
On the first working Monday of the New Year, more people search for a financial adviser than on any other day. Will you be among them? Whether you’re saving, buying a home or drawing a pension, here’s how independent advice can give you the best possible start to 2017. Advice Day isn’t one of those
Planning your financial future is a tricky balancing act. Gemma Siddle, Chartered Financial Planner at Eldon Financial Planning Ltd, is here with some more New Year tips on how to give equal weight to your needs now and your goals later on. You have probably heard many times that the first step to financial freedom
Just what is the best way to improve your finances in the long term? It doesn’t have to be about austerity and tightening your belt. Craig Palfrey of Penguin Wealth invites you to think differently about your finances in 2017, with a more philosophical approach. Money is there to help you improve your life.
The New Year is traditionally a time for changing your behaviour and setting out long-term plans. So why is Adrian Kidd – Lifestyle Financial Planner at Radcliffe Newlands – arguing against it? Here’s his alternative take on how to succeed in 2017. It is that dreaded time of year when you may have (drunkenly) spelt
For new graduates, the time between finishing university and starting your career can be stressful, and you may struggle to make ends meet. Take the pressure off yourself by earning in the meantime, and you’re more likely to land that dream job. Become a tutor and put your skills to work You might not realise
Dean Mullaly of Mark Dean Wealth Management on the pressures – and temptations – facing savers and investors as 2016 draws to a close. We have all heard the old saying ‘Never go shopping when you’re hungry’. Well, the same motto certainly holds true in today’s low interest market. With worthwhile returns on cash savings