Join a free Q & A with an IFA – at MoneyFlex
First published 25 January 2016 • Updated 21 February 2018
MoneyFlex is here – the new Q&A community at which a panel of over 60 IFAs will answer your financial questions free of charge. If you’ve ever been curious about financial advice but aren’t sure where to begin, this might be the ideal place to start. Come on in and find out more!
There’s nothing like it for making your mind go blank, is there? Someone asks if you have any questions, you shake your head… and then you think of a hundred questions on the way home.
This is especially true when it comes to money. We may run into financial worries or puzzles several times a week, but never get round to asking a financial adviser about them. Either we’re too busy, or the questions get sidelined – until they become urgent.
MoneyFlex from unbiased.co.uk is set to change all that. It’s an online community where you can drop in any time to ask financial questions as they occur to you. Your question will be answered within 24 hours (often sooner) by an adviser from a panel of more than 60 IFAs. You can ask as many questions as you like, on any topic relating to personal finance – pensions, investments, tax, mortgages, protection, savings, or just the process of advice in general. The best part of all? It’s free.
A unique introduction to the world of financial advice
Traditionally, if you wanted to understand your money a bit better, your options have been limited to just two. You could engage a financial adviser right away, or start by doing your own research (either online or by talking to friends and family). But the trouble with doing your own research is that you don’t have anyone to bounce ideas off, or suggest options you haven’t thought of. Also, it’s pretty time consuming. So you wonder if you should contact a financial adviser after all… but you’re still not sure it would be worthwhile.
That’s where MoneyFlex comes in. It’s a more flexible way to find out about money matters, a stepping stone between going it alone and seeking advice. Instead of just looking up information online (which may be hard to understand, not relevant to you, or simply out of date) you can ask a direct question from an expert and get a direct, unbiased answer. It’s also a chance to interact with financial advisers in an informal setting, and get insights into the kinds of things they can help you with.
Ask a silly question? (There’s no such thing)
One of the rules of MoneyFlex is that there’s no such thing as a silly question (so long as it’s a serious question). Finance is a huge, highly complex and often counter-intuitive subject. Something that seems like common sense turns out not to be true after all (e.g. do children pay tax? What do you think?) or you may half-understand a concept (like pension tax relief) only to find that it doesn’t work in quite the way you thought.
Often the simplest, most obvious-sounding questions can give rise to surprisingly in-depth answers when a human adviser is involved. Where Google or Siri might give you a one-line answer that tells you very little, a real live adviser can explore your reasons for that question and point you towards more information that you might never have considered otherwise.
What MoneyFlex can (and can’t) do for you
MoneyFlex is no ordinary financial forum. Having expert advisers on the other side of the net means that the insight’s you get are far more than just someone’s opinion – they are based on years of experience and professional qualifications. When answering your questions, an adviser can give you a broad understanding of the issue at stake, make you aware of the key things you need to think about, alert you to any potential risks or gaps in your knowledge, and perhaps lay out your broad options. It’s an excellent way to get a clearer picture of the decisions you may be facing.
What MoneyFlex can’t do, of course, is give you full financial advice through the Q&A community. By its very nature, financial advice has to take your personal circumstances into account, which would involve the adviser carrying out a fact-find on the current state of your finances. Therefore you should consider all answers to be guidance only, not formal advice. However, by using MoneyFlex you should get a much clearer idea about whether advice could benefit you.
Now come and join the community!
So, any questions? Probably you have lots by now. Whether you’re a first-time buyer, an investor, an entrepreneur, planning your pension or preparing to retire, there will be lots of things you’d like to know. Now is your chance to get some answers from the experts, free of charge.
Your last excuse for not sorting out your finances just disappeared. Join the community at www.unbiased.co.uk/moneyflex.
P.S. Don’t miss the special MoneyFlex offers!
Just visiting MoneyFlex entitles you to a free initial meeting with an independent financial adviser. If you then decide to take formal advice, you’ll also receive £50 off the adviser’s fee.