Arranging a mortgage can be a stressful process. So if you’re buying a home, do some homework first and you’ll keep those stress levels down. Armstrong Watson Financial Planning have some tips. The days when virtually anyone could secure a mortgage are long gone. Today, lenders generally insist on rigorous checks to ensure that you
The reform of stamp duty land tax was a highlight of the Chancellor’s Autumn Statement. Giving the buyer of the average UK home up to £4,500 more in spending power, it should also correct price distortions at the old boundary marks, which in turn may get housing chains moving faster. So a lot more people
What should be top of your list before you apply for a mortgage? Matthew Harris, director of Dalbeath Financial Planning, says that checking your credit file can often make a huge difference to the amount banks are willing to lend you. The banks are looking at the credit score of mortgage applicants more than ever,
BBC: Russian bank offers cats with mortgages Are mortgages with domestic cats the new thing? Well it’s all the rage in Russia! We all love a quirky campaign, and this one thought up by Russian Bank, Sberbank (SBRCY) is no different! The bank, is offering the delivery of cats to all new mortgage clients as
The governor of the Bank of England, Mark Carney, has heavily hinted interest rates could rise this year. What could this mean for you? And why might this be good for first-time buyers?
It may sound like the controversial vaccine, but in the world of mortgages it’s a sweeping review that came into force over the weekend. What does it mean for you?
Having problems getting on the property ladder? The government thinks the second stage of its Help to Buy scheme can help. But what exactly is it all about and why is it caused controversy?
Ron Radway looks at problems facing first-time buyers but insists there’s help out there.
What does it all mean? Jane King explains what you need to consider when applying for a fixed-rate mortgage and when it may not be suitable for your situation. Fixed rates! The most popular choice for both purchasers and re-mortgages for several years. They are a sensible choice if you wish to budget into the
Are we a generation unable to buy, destined for a lifetime of high rents and casting green-eyed glances at our homeowner friends? Not so, says Catherine Thurtle.
Research shows one in eight retirees still has a mortgage to pay off. Read how to boost your retirement fund.