New rules allow savers to invest more into their cash ISAs, but interest rates are low. Should you also consider a stocks and shares ISA?
Happy new 2014/15 tax year! Welcome to a new opportunity to keep your pounds away from the needy taxman by opening an ISA.
Everyone should keep some of their wealth in cash. After the economic turbulence of recent years, the need to hold some cash has never been clearer. But with interest rates set to remain low and below inflation, anyone who relies on bank interest for income, older savers in particular, will feel this pinch the hardest.