The furore over the pay gap between men’s tennis and women’s begs an interesting question. Men are paid more – but who’s better at actually handling their money? We take a look and see who hits bigger returns. What the deuce is going on with men’s and women’s tennis? They play the same game, work
The LIfetime ISA has launched, allowing tax-free saving with bonuses, both for a home and for retirement. It sounds similar in some ways to a pension, but what are the key differences? Find out in our direct comparison. Article by Nick Green.
The Chancellor has spoken – but what did it all mean for the UK’s personal finances and small businesses? We sum up the key points. Say what you like about Chancellor George Osborne – he is very good at springing surprises. We were all ready for a big overhaul of pension tax relief, and possibly
Tomorrow at lunchtime George Osborne will address the house with his Budget for the year ahead. The Chancellor is notorious for his surprises – and we’ve had precious few clues to work on. But here are the best theories so far. When it comes to tomorrow’s Budget, we only know one thing with cast-iron certainty: we will
In the run-up to the Budget, findings from the Financial Advice Market Review (FAMR) are also being released. This has been looking into key issues surrounding financial advice, including whether the UK public can access the advice they need and can afford. Will it sow the seeds of a new kind of advice? Once upon a
When you search for an adviser on Unbiased, you may notice that some display special offers: a free financial health check, pension check, investments check or mortgage review. Here you can find out what each could include – and why they can be so useful.
Everyone now has a personal savings allowance, which grants basic rate taxpayers £1,000 of savings interest tax-free. Some have suggested that this means the death of the cash ISA for ordinary savers. But there are plenty of other reasons why it’s still a good idea to hang on to yours. In 2015 UK taxpayers may have paid up
We know three things about this event: it will be sad, it will be expensive, and it will definitely happen one day. So why are so many people financially unprepared for it – when it’s actually very easy to make arrangements? You know the old cliché: the only two certainties in life are death and
What’s better than growing old gracefully? Staying comfortable and solvent as you do so. There’s an art to getting the later years spot-on, but with our quick list of things to remember you’ll have time to draw breath while you’re drawing your pension. Here’s a startling fact: most people retiring today will spend more than half as
Everyone hopes to save if they can, but not so many of us feel ready to invest. You may think investment seems a bit too close to gambling to be worth the risk. However, if you go about it in the right way, investing doesn’t have to be a scary prospect. The popular perception is
In part 1 of this article, ‘Crunching the numbers’, we compared a drawdown scheme with an annuity, and the level of return needed for the drawdown scheme to be the better option. In part 2, retirement options expert William Burrows considers how well this might hold up in real life. Welcome back! If you’ve read
Last month unbiased.co.uk launched a free adviser Q&A service, allowing consumers to put their queries directly to IFAs. So how’s it been going? Well, see for yourself. MoneyFlex from unbiased.co.uk is less than a month old, yet already we’ve seen a host of tricky financial questions met with beautifully simple answers from our expert panel
It’s the retirement dilemma of our age: do you play it safe with a steady income for life, or take a higher risk in the hope of receiving more? Retirement options expert William Burrows cuts through the speculation by offering up some hard figures, to help you make up your own mind.