Lighthouse Financial Advice Limited.
Donald Johnston is your local financial adviser from Lighthouse Financial Advice Limited, one of the UK’s largest providers of advice
We can advise you on
Pensions & divorce
Pensions & retirement planning
Buy my next home
Next home / Remortgaging
ISA / Unit Trusts / OEICs
Investing for income
Socially responsible investments
Savings for children
School fees planning
Accident & sickness
Income protection insurance
Capital gains tax
Group Protection/Life Insurance
Group critical illness
Group income protection
Group life insurance
Group private medical insurance
Last authorised 3rd August 2020
Meet our advisers
Qualifications & Accreditations
Dip PFS - Personal Finance Society Diploma (PFS)
To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.
Certificate in Equity Release
This qualification assesses a knowledge and understanding of the mortgage process and the principles of equity release.
What our clients say
Mr Johnston has been my Financial Adviser for the previous 6 months while I re-organised my finances. This included all areas (pensions, annuities, investments & protection). He has, at all times in the process, demonstrated professionalism and knowledge, giving me clear and concise advice at every step of the way.
I would thoroughly recommend Donald and will continue to engage his services for the long-term in my future financial planning.
A big thank you for taking care of transferring my pension and ensuring this happened in a timely and seamless fashion. I would certainly recommend you as an IFA to my friends and colleagues.
When I was looking for financial advice regarding my BP Pension scheme, I chose to contact Donald through his <url hidden> listing as he is a pensions specialist. Having talked through my objectives, Donald's deep understanding of the BP Pension scheme and of Pension legislation in general was very clear and his advice was straightforward and very useful to me. I would definitely recommend any family or friends to use Donald's services in the future.
I had an initial consultation with Donald Johnston having identified his particular area of expertise was most appropriate for our needs after reading client reviews. The initial consultation gave me great confidence that Donald had in depth knowledge of Pension schemes and was very well placed to assess our situation and advise on the benefits and risks of all options available to us.
Donald has conducted an in depth financial review on behalf of myself and my wife, he has proved to be expert in all aspects of our requirements. Donald has assisted us through the process of making our decisions, he has been very supportive and objective throughout.
Now that decisions have been made and acted upon, we will continue to take ongoing Financial Advice from Donald, he provides us with a great deal of confidence that our interests are his priority and his ongoing support will guide us through the coming years.
I turned 50 this year and whilst passing the milestone I looked at a number of key financial matters with Donald’s expert assistance.
As a result of Donald’s advice I have changed my job contract, started looking at my pension/retirement plans with clarity and rationalised my savings/loans balance.
I am delighted with your service. It is really refreshing to work with a financial adviser who is interested in their client’s needs, circumstances and preferences. What really impressed me was the way you took the time to get a feeling for where I was at, your depth of knowledge, lateral thinking and your common sense approach.
I gladly recommend your services whenever possible.
We are one of the largest providers of expert financial advice in the UK. We look at your current overall financial position, talk to you about what you would like to achieve, listen to your concerns and then make recommendations that match your lifestyle and aspirations. Lighthouse Group, which in 2018 had an annual turnover of more than £53.4 million, is both profitable and financially robust.
Lighthouse Financial Advice are retained by most of the UK's Trade Union's and other affinity groups to advise their combined membership of over 6 million members.
When you come to me you get the best of both worlds: a local adviser who can talk to you one-to-one, backed up by the extensive resources and expertise of the Lighthouse Group. I’ll sit down with you face to face, to discuss your current financial position, listen to your concerns and explore the things you’d like to achieve in life.
My specialist areas include research into existing investment funds, [charges and performance concerns] pension transfer reviews, guaranteed income for life, employee benefits. I also have access to advisers who are qualified to provide advice on mortgages and equity release.
Transferring out of a final salary pension is unlikely to be in the best interests of most people.
Equity release will reduce the value of your estate and can affect your eligibility for means tested benefits.
Where to find us
Head office address: 10 Chapelwell Wynd, Balmedie, Aberdeenshire, AB23 8HN
Minimum wealth (income/assets)
Minimum pension value
Minimum mortgage value
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