.Lighthouse Financial Advice Limited.

Restricted by product Seaview Promenade, St Lawrence Bay, Southminster, Essex, CM0 7NE

First meeting at adviser's own cost

Response rating

7.0 /10

11th November 2019

I provide personalised advice to individuals and businesses creating and maintaining wealth in a clear and concise manner.

We can advise you on

Pensions & retirement
- Annuity purchase
- Pension consolidation
- Pension drawdown
- Pensions review
- Pensions transfer
Financial planning
- Wealth management
Investments
- Ethical investments
- ISAs
- Investing for income
- OEICs
- Socially responsible investments
Savings
- Lump sum
- Regular savings
Insurance & protection
- Critical illness
- Income protection insurance
- Life insurance
Tax & trust planning
- Estate planning
Long Term Care
- Long term care

Make an enquiry Request a call back 01621 467824 Recommend to a friend

Meet our advisers

Karl Terkelsen

Senior Financial Adviser

Qualifications & Accreditations Hide qualifications

G10 - Taxation and Trusts (CII)

This examination assessed a knowledge and understanding of the UK tax system, the law and practice of trusts, but also an ability to advise individual clients on the tax treatment of their investments and the use of trusts to meet their current and foreseeable future needs.

Dip PFS - Personal Finance Society Diploma (PFS)

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

SV1 - Saving and Investment (CII)

This examination assessed the knowledge and understanding of economic factors that affect risk from different investments, product features and regulatory framework of retail investments, taxation liabilities and portfolio planning.

CF8 - Certificate in Long-Term Care Insurance (CII)

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, long term care insurance products and the giving of long term care insurance advice.

FP1 - Financial services and their regulation (CII)

This exam accesses understanding of the financial services and their regulation.

FP2 - Protection, savings and investment products (CII)

This exam accesses understanding of protection, savings and investment products.

FP3 - Identifying and satisfying client needs (CII)

This exam accesses understanding of identifying and satisfying client needs.

What our clients say

It's important that you get your pension right, and so is getting financial advice. Using a professional service is the only way if you want to avoid scams and other pitfalls. Lighthouse took the worry out of my Pension decision. Karl, my advisor was very friendly and informative, he explained things at my level which made me feel more at ease. Thank you Lighthouse

PaulM-2642, Chelmsford

Great financial advice, clear honest and accessible

SueS-416, Southend on Sea

Good, honest Financial Advice I would highly recommend Karl to anyone looking for financial advice. Karl is an honest chap and somehow manages to explain the complex world of finance in such a way that even I understood it. I will definitely be using Karl again.

SilverNewspaper69-1, Witham

Where to find us

Seaview Promenade, St Lawrence Bay, Southminster, Essex, CM0 7NE

Make an enquiry

About us

Lighthouse is one of the largest providers of expert financial advice in the UK.
As an Adviser I benefit from the extensive resources and expertise of Lighthouse Group including investment research and best practice and access to specialist colleagues.

Lighthouse Group has an excellent regulatory record and is financially robust.

Our services

I act in the best interests of my clients and advise on solutions that are appropriate to each individual's goals and objectives.

As part of my understanding I will look at your overall financial position, and talk to you about what you would like to achieve.

I will explain and confirm our Client and Fee Agreement before services are commenced, and to ensure the highest level of service confirm your budget and priorities
l undertake comprehensive research taking into account your personal situation and present a suitable recommendation to suit your objectives, implementing any plans that are required to achieve your personal objectives.

Make an enquiry Request a call back 01621 467824 Recommend to a friend

We can advise you on

Pensions & retirement
- Annuity purchase
- Pension consolidation
- Pension drawdown
- Pensions review
- Pensions transfer
Financial planning
- Wealth management
Investments
- Ethical investments
- ISAs
- Investing for income
- OEICs
- Socially responsible investments
Savings
- Lump sum
- Regular savings
Insurance & protection
- Critical illness
- Income protection insurance
- Life insurance
Tax & trust planning
- Estate planning
Long Term Care
- Long term care

Advice methods

Telephone
Face to face

Preferred clients

Minimum wealth (income/assets)

£100,000

Minimum pension value

£50,000

Minimum mortgage value

£0

Website

Make an enquiry Request a call back 01621 467824 Recommend to a friend

Contact options

Make an enquiry Request
a call back 01621 467824 Recommend to a friend

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