.Lighthouse Financial Advice Limited.

Restricted - Whole of Market  Seaview Promenade, Maldon, Essex, CM9 5JT
First meeting at adviser's own cost
I provide personalised advice to individuals and businesses creating and maintaining wealth in a clear and concise manner.
We can advise you on
check
Annuity purchase
check
Pension consolidation
check
Pension drawdown
check
Pensions & divorce
check
Pensions & retirement planning
check
Pensions review
check
Pensions transfer
check
Wealth management
check
Ethical investments
check
ISA / Unit Trusts / OEICs
check
Investing for income
check
OEICs
check
Socially responsible investments
check
Unit trusts
check
Lump sum
check
Regular savings
check
Critical illness
check
Income protection insurance
check
Life insurance
check
Estate planning
check
Taxation planning
check
Long term care
Response rating
7.0/10
check
FCA authorised
Last authorised 15th January 2020
Meet our advisers
Karl Terkelsen
Senior Financial Adviser

This examination assessed a knowledge and understanding of the UK tax system, the law and practice of trusts, but also an ability to advise individual clients on the tax treatment of their investments and the use of trusts to meet their current and foreseeable future needs.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

This examination assessed the knowledge and understanding of economic factors that affect risk from different investments, product features and regulatory framework of retail investments, taxation liabilities and portfolio planning.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, long term care insurance products and the giving of long term care insurance advice.

This exam accesses understanding of the financial services and their regulation.

This exam accesses understanding of protection, savings and investment products.

This exam accesses understanding of identifying and satisfying client needs.

What our clients say
It's important that you get your pension right, and so is getting financial advice. Using a professional service is the only way if you want to avoid scams and other pitfalls. Lighthouse took the worry out of my Pension decision. Karl, my advisor was very friendly and informative, he explained things at my level which made me feel more at ease. Thank you Lighthouse
PaulM-2642, Chelmsford
Great financial advice, clear honest and accessible
SueS-416, Southend on Sea
Good, honest Financial Advice I would highly recommend Karl to anyone looking for financial advice. Karl is an honest chap and somehow manages to explain the complex world of finance in such a way that even I understood it. I will definitely be using Karl again.
SilverNewspaper69-1, Witham
About us

Lighthouse is one of the largest providers of expert financial advice in the UK.
As an Adviser I benefit from the extensive resources and expertise of Lighthouse Group including investment research and best practice and access to specialist colleagues.

Lighthouse Group has an excellent regulatory record and is financially robust.

Our services

I act in the best interests of my clients and advise on solutions that are appropriate to each individual's goals and objectives.

As part of my understanding I will look at your overall financial position, and talk to you about what you would like to achieve.

I will explain and confirm our Client and Fee Agreement before services are commenced, and to ensure the highest level of service confirm your budget and priorities
l undertake comprehensive research taking into account your personal situation and present a suitable recommendation to suit your objectives, implementing any plans that are required to achieve your personal objectives.

Where to find us

Seaview Promenade, St Lawrence Bay, Southminster, Essex, CM0 7NE

Preferred clients
Minimum wealth (income/assets)
£100,000
Minimum pension value
£50,000
Minimum mortgage value
£0
Advice methods
  • phoneButton
    Telephone
  • icons
    Face to face
Response rating
7.0/10
check
FCA authorised
Last authorised 15th January 2020

Similar advisers near you

Independent Financial Adviser 0.37 mi
We specialise in the pre retired and retirement market for clients seeking prudent advice for their savings
 
Independent Financial Adviser 0.75 mi
We offer clear advice and effective solutions for all your investment, pension, protection and mortgage needs.
 
Independent Financial Adviser 1.07 mi
Award-winning, Chartered financial planning firm delivering unbiased, tailored advice to protect and grow your wealth.
 
Restricted - whole of market 1.32 mi