This examination assesses the candidate to develop in depth financial planning skills related to business.
This qualification assesses a knowledge and understanding of an ability to analyse financial protection planning issues.
This qualification assesses a knowledge and understanding of the UK taxation system, and the ability to analyse the taxation treatment of individuals and trusts during the investment advice process.
This qualification helps advisers develop and demonstrate their financial planning capabilities.
To achieve the Fellowship grade, individuals would be required to have 10 AFPC (Diploma) units or equivalent. This shows a commitment to continuous professional development.
At the end of this unit, candidates should be able to demonstrate an understanding of: the main legal forms of business and how they are set up and managed; the consequences of bankruptcy or insolvency; business accounts and financial controls; the taxation of each type of business entity, its owners and employees; the main legal responsibilities businesses have to employees, suppliers and customers.
To achieve the Associateship grade, individuals would be required to have 6 AFPC (Diploma) units or equivalent. This shows a commitment to continuous professional development.
This examination assesses the candidate to develop in depth financial planning skills related to personal and corporate pensions.
This examination enhanced general pension knowledge, particularly in pension transfers and opt-out business.
This examination assesses an understanding of group risks, including the operations of such schemes and their features and taxation.
This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.
To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.
This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.
This examination assesses the candidate to develop in depth financial planning skills related to investments and the management of investment portfolios.
This examination assessed the knowledge and understanding of economic factors that affect risk from different investments, product features and regulatory framework of retail investments, taxation liabilities and portfolio planning.
At the end of this unit, candidates should be able to demonstrate an understanding of the: process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.
At the end of this unit, candidates should be able to demonstrate an understanding of the: main tax and legal frameworks that govern the accumulation phase of building up retirement benefits under registered pension schemes; features of defined contribution and defined benefit pensions; choices faced by early leavers and use of transfer value analysis; State retirement benefits available, including the risks and suitability of contracting out of the State Second Pension.
At the end of this unit, candidates should be able to demonstrate an understanding of: how the economic environment and individual company performance affects investment performance and investment decision making; how risk is measured and managed; the main principles governing how to construct an investment portfolio; the range of investment management services, how their performance is evaluated and their regulatory environment.
At the end of this unit candidates should be able to analyse and apply financial information and portfolio management skills
This qualification assesses a knowledge and understanding of recent pension reforms and how the changes impact at-retirement advice.
This exam accesses understanding of the financial services and their regulation.
This exam accesses understanding of protection, savings and investment products.
This exam accesses understanding of identifying and satisfying client needs.
Able Financial Ltd has a wealth of experience with the director being professionally involved in the industry
A strong brand that's well established and appreciated by our personal clients who have used our services in most cases for 20 years or more.
We provide an in-depth service offering advice that allows clients to make informed decisions based upon a clear understanding of all their options.
This gives people confidence which often ensures repeat and ongoing service.
This added value has resulted in long term relationships with all our clients.
As a Chartered Financial Planner I'm committed to delivering better value and choice for my clients.
By being Independent, I am not tied to any product provider nor restricted in the areas of advice I can help with, so I can and do access the whole of the market to find the best solutions for my clients.
We take great pride in the quality of our advice to help achieve your financial objectives.
We are Specialist qualified pension consultants, one of only a few in this area.
We are authorised to advise on all type of pension arrangements including safeguarded, guaranteed, occupational pensions, including transfer services.
Pre-retirement:- Advising on retirement plans eg. Personal Pensions, Self Invested Personal Pensions.
At retirement:- Advising on the retirement options from your pension funds.
Post retirement:- This is a diverse area that includes maximising income from existing investments in the most tax efficient manner.
I help to grow and protect my client’s wealth by designing and implementing tailored, tax efficient, financial solutions and strategies.
Home or workplace visits arranged to suit your requirements and convenience .
Able Financial Ltd is authorised and directly regulated by the Financial Conduct Authority (FCA) number 747170. The firms permissions are current and up to date and can be checked on the FCA website. The advisers Statement of Professional Standing (SPS) is current and available for inspection on request.
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provided as thoroughly as possible,
it is your responsibility to ensure the adviser you choose is appropriate and regulated
for the business you are transacting.
Any decision to transact business is made by you on the basis of your own enquiries. To check that an adviser is regulated, you can contact the relevant regulatory or professional body.