Active Wealth Independent Financial Advisers Ltd
2nd December 2019
Choosing a financial partner is one of the most important decisions you will ever make. Take your time, choose wisely.
We can advise you on
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Pensions & retirement
- Annuity purchase
- Pension consolidation
- Pension drawdown
- Pensions review
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Financial planning
- Wealth management
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Investments
- Ethical investments
- ISA / Unit Trusts / OEICs
- Investing for income
- Investment trusts
- OEICs
- Socially responsible investments
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Savings
- Lump sum
- Regular savings
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Insurance & protection
- Critical illness
- Healthcare
- Income protection insurance
- Life insurance
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Tax & trust planning
- Capital gains tax
- Estate planning
- Income tax
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Business
- Commercial mortgages
- Employee benefits
- Group Pension/Stakeholder
- Group Protection/Life Insurance
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Stockbroking services
- Stockbroking services
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Long Term Care
- Long term care
Meet our advisers
Ken Bannister
Independent Financial Adviser
Qualifications & Accreditations
CertPFS (DM) - Certificate Personal Finance Society (PFS)
To achieve the CertPFS (DM) and individual needs to pass 2 diploma units in Regulation and ethics and Discretionary Investment Management
Kevin Cull
Independent Financial Planner
Qualifications & Accreditations
R02 - Investment Principles (CII)
This qualification assesses a knowledge and understanding of investment products and the application of the investment advice process.
R05 - Financial Protection (CII)
This qualification assesses a knowledge and understanding of an ability to analyse financial protection planning issues.
R03 - Personal Taxation (CII)
This qualification assesses a knowledge and understanding of the UK taxation system, and the ability to analyse the taxation treatment of individuals and trusts during the investment advice process.
R06 - Financial Planning Practice (CII)
This qualification helps advisers develop and demonstrate their financial planning capabilities.
R01 - Financial Services, Regulation and Ethics (CII)
This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.
Dip PFS - Personal Finance Society Diploma (PFS)
To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.
R04 - Pensions and Retirement Planning (CII)
This qualification assesses a knowledge and understanding of an ability to analyse pension and retirement planning issues.
CF2 - Investment and Risk (CII)
This examination assesses a knowledge and understanding of investment products and the risks involved.
FP1 - Financial services and their regulation (CII)
This exam accesses understanding of the financial services and their regulation.
FP2 - Protection, savings and investment products (CII)
This exam accesses understanding of protection, savings and investment products.
What our clients say
As a practising Solicitor with over 40 years experience I have known Ken for approx 7 years as both friend and professional advisor. In the latter capacity he has assisted me and clients and I was most impressed with the detail and clarity of his reports and his easy to understand laymans explanation of difficult concepts. He also gets good results and consistent returns. I would have no hesitation in recommending him.
Ken has advised on our investments now for many years. We receive regular updates to the latest investments and pensions and we are happy with their performance. Ken now handles our wills and lasting power of attorney and we have every confidence in him and the excellent job he does with precise attention to detail. He is an extremely trustworthy advisor.
For our family, Ken has accessed up to date market knowledge, policies, benefits and legalities and has set us up with wills, trusts, life policies, investment funds and ISAs in the most tax effect way ensuring Inheritance Tax is kept to a minimum. The children will be provided for, and our money is working as possible. I now have peace of mind that if anything happens, our affairs are in order.
Ken has advised my husband & I for many years now. He always explains things very well, we have always trusted him with our finances and during the recession has still managed to make our investments grow. Ken has a very friendly approach, understands our goals & attitude to risks. We would have no hesitation in recommending his services.
If you want a frank and honest advisor then Ken is exactly that. After my Father passed away and my Mother did not know what to do with their existing savings etc. Ken was invaluable in assisting us in advising my Mother to do what was best. She felt relaxed and completely unpressurised with Ken and completely trusts his judgements and advice as I do myself. You won't get much better!
Ken has proved himself to be routinely prompt, polite, focused and knowledgeable and we have come to trust him as our Advisor.
Ken has overseen our general investments now for many years and over this time we have got to know what an excellent job he does. We are kept fully informed as to what is happening regarding our investment and are happy with the results achieved. Any communication is dealt with swiftly and all members of his company are most pleasant.
Ken has looked after us well for many years. We have seen our investments grow and realised the flexibility of our asset through key mortgage and investment advice. Ken also helped us prepare for the future to ensure inheritance tax efficiencies. He is always very flexible to meet with when and where convenient. Always a pleasure to deal with.
The first thing Ken did was have us fill out a "profile form" to ascertain what kind of investors we might be: high-risk, low-risk, conservative, etc. My husband and I both found that Ken listened well to our circumstances and what we wanted and needed, in particular our concerns about the need for ethical investment. He has been very un-pushy right from the beginning always giving us plenty of time to think about things and patiently going through what we didn't understand. He has done an excellent job of getting good returns for our ethically invested portfolio and keeping us informed with updates and reports as well as looking out for the most cost-effective way of managing it. Though always professional, he has the personal touch.
Ken shows a relaxing confidence in his approach to advising on what is best for me and my family. I have been guided by him for a number of years and will continue to do so.
Where to find us
Montrose, Solomons Lane, Shirrell Heath, Shirrell Heath, Southampton, Hampshire, SO32 2HU
Make an enquiryAbout us
Active Wealth Independent Financial Advisers Ltd provide a full range of financial planning services.
We are directly regulated by the Financial Conduct Authority and provide trusted Independent Financial Advice and Estate Planning. We put our clients first at all times, and aim to exceed their expectations.
Through this approach we attract and maintain long standing relationships with our clients.
We take pleasure in assisting our clients to achieve their financial goals.
Our services
We are proud that clients tell us, due to our trust and integrity that they feel confident in our advice and they are kept informed of progress and changes. Our testimonials reflect clients' views that in a relaxed manner, we are very personable and make a complex subject easy to understand.
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Shortlisted by the FT Money Management magazine as At Retirement Planner of the Year for 2017 and Winner in 2018.
We are independent financial planners who specialise in ethical and socially responsible investment.
Award-winning, Chartered financial planning firm delivering unbiased, tailored advice to protect and grow your wealth.
We aim to work with you towards what you want to achieve – simple clear advice is key.
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