What our clients say
Alex and his team have secured everything that they promised. From a mortgage, to wills to health insurance. Very communicative and the speed of returning calls and emails is a big plus.
I will certainly be using him in future as there are many facets to his portfolio that require my attention from a financial well-being point of view. He has a breadth of knowledge in many financial markets which help by making him a single point of contact for all my financial needs.
I would not hesitate to recommend his services to friends and family.
I started working with Alex in April 2015 as I needed advice on the new pension rules that were brought in by the Government this year. After an initial phone conversation we arranged a meeting at my home. Alex listened to what I wanted for myself and my future and then took time to explain, in plain English, the ins and outs of the new pension rules. He explained the risks, tax liabilities and so on. He made a couple of interesting points that I would never have thought of. He was never in a hurry and I felt he was looking after my interest first and foremost. Alex is very knowledgeable and his expertise was plain to see. I never felt under any pressure to make any quick decisions or rash choices and this was all for free with no pressure to commit one way or the other. His attitude to risk was very helpful. Alex always answered my call and emails promptly. He kept me updated on the whole process and chased up pension companies when they were unnecessarily dragging their heels. Alex Cheema is now my financial adviser and I would highly recommended Alex Cheema and Old Bray Financial to anyone looking for any form of financial advice.
We have had the pleasure of working with Alex for several years now, and we can honestly say it's been the best financial decision we've ever made. What has impressed us from the start is his enthusiasm in finding the right solution for us, tailored to our individual requirements and circumstance. His extensive knowledge of financial matters and his ability to look at the bigger picture has helped us to provide exactly the right amount of cover we need, combined with setting up a very efficient and effective means of saving for our future. But more than that, he's just a thoroughly likeable, decent (and not to mention patient!) person who is very easy to get along with. It is extremely reassuring to know that our finances are in such safe hands!
Alex is a Chartered Financial Planner with a background in financial advice, financial risk management and front office investment banking. He also holds an MSc in Financial Risk Management from the International Capital Markets Association centre, Reading University.
Alex has lived in Berkshire for most of his life and is therefore well positioned to provide local clients with best-in-class, holistic financial advice and whole of market mortgage advice. He and his team act as a one-stop-shop for financial advice, providing recommendations on pensions, investments, mortgages, insurance, wills, trusts and lasting powers of attorney, tax planning and school fees planning, advice to local businesses, etc.
If you are located in the Thames Valley area and would like to speak to a highly qualified, local, personable advisory team with expertise across multiple product areas, please visit to find out more information.
Financial planning and wealth management;
Investment and pensions specialist;
Wills, trusts & lasting powers of attorney - Estate planning;
Mortgage advice and brokerage;
Trust and Tax planning;
Insurance brokerage – life cover, critical illness, key person cover, shareholder protection;
School fees planning;
Equity release advice and brokerage;
Automatic Enrolment advice and Group Protection schemes for SMEs.