Applewood Independent Limited

Independent Financial Adviser  3rd Floor Pepper House, Nantwich, Cheshire, CW5 5DQ
First meeting at adviser's own cost
During volatile times such as these, its more important than ever to be confident that your money is safe and being well looked after.
We can advise you on
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Annuity purchase
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Auto enrolment
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Pension consolidation
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Pension drawdown
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Pensions & divorce
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Pensions & retirement planning
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Pensions review
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Pensions transfer
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SIPPs
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Stakeholder
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Wealth management
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Ethical investments
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ISA / Unit Trusts / OEICs
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Investing for income
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OEICs
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Offshore investments
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Socially responsible investments
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Unit trusts
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Lump sum
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National savings
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Regular savings
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Savings for children
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School fees planning
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Critical illness
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Income protection insurance
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Life insurance
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Capital gains tax
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Estate planning
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Income tax
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Taxation planning
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Corporate pension
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Group Pension/Stakeholder
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Group Protection/Life Insurance
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Group critical illness
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Group life insurance
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Group private medical insurance
Response rating
7.0/10
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FCA authorised
Last authorised 3rd August 2020
Meet our advisers
Alex Pritchard
Financial Adviser

This examination assesses a knowledge and understanding of the various pension products, the pension tax regime and retirement needs.

This qualification helps advisers develop and demonstrate their financial planning capabilities. 

This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

This qualification assesses a knowledge and understanding of an ability to analyse pension and retirement planning issues.

This examination assesses a knowledge and understanding of financial protection plans.

This examination assesses a knowledge and understanding of investment products and the risks involved.

To achieve the CertPFS (DM) and individual needs to pass 2 diploma units in Regulation and ethics and Discretionary Investment Management

At the end of this unit candidates should be able to analyse and apply financial information and portfolio management skills

David Pritchard DIPPFS
Managing Director

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

This examination assessed knowledge and understanding of income generating options and applying the knowledge to retirement planning situations.

This examination assessed knowledge and understanding of the range of investments available for planning of pensions and to be able to apply the construction of a pension portfolio management for a client.

This examination assesses a knowledge and understanding of investment products and the risks involved.

At the end of this unit, candidates should be able to demonstrate an understanding of: the basic structure of the tax system and self-assessment; the main taxes on income and capital that may be charged on individuals, the self-assessment system and how tax liabilities are computed; impact of residence and domicile on an individuals liability to UK tax.

At the end of this unit, candidates should be able to demonstrate an understanding of the: legal principles associated with the creation and management of a trust; main types of trusts that are common in the UK; taxation considerations relevant to trusts.

At the end of this unit, candidates should be able to demonstrate an understanding of: how the economic environment and individual company performance affects investment performance and investment decision making; how risk is measured and managed; the main principles governing how to construct an investment portfolio; the range of investment management services, how their performance is evaluated and their regulatory environment.

What our clients say
Advice Service Value From overall conception of planning to the minute detail of funds and percentage make ups David covers all points in easy to understand language.
Graham, Cheshire
When visiting Applewood Independent we are always pleasantly received by David and his staff. David explains options and financial risk levels so that we are given excellent advice for the investment of our savings. All is discussed clearly to us as pensioners who would otherwise have very little knowledge of financial dealings.
John & Margaret, Cheshire
He anticipates our needs with solutions that are both simple to understand and requires little user involvement and work very well.
Paul, Cheshire
Very pleased with advice & recommendations & the results they achieve with both interest generated & growth received. The results are within our constraints of risks.
George, Cheshire
David Pritchard possesses those qualities look for in a financial advisor. He is very skilled at sharing his knowledge, experience, and no-how, inspires his clients with his trust and confidence.
Mavis, Cheshire
Advice Service Value He is truly independent, with a load of experience. He is cautious and sceptical as needed and avoid unnecessary risks. A safe pair of hands.
Alan, Staffordshire
- Fully understands our current position, needs and future expectations.- Explains, in easy to understand language, our options both current and in the future, if changes proposed advises why with alternatives.- Selects compatible funds and strategies which regularly out perform 'standard' benchmarks.
James & Joan, Cheshire
David is very experienced financial advisor who always listens to our requirements and provides easy to understand advice on the best way to achieve our goals.
David, Avon
Excellent investment structure to match our risk profiles . Excellent selection of individual investments, due to diligent research and good contacts.Managing the growth of his firm, whilst maintaining strong core values, delegation and drive.
Colin & Valerie, Staffordshire
David has known us for many years and is well aware of our requirements. He continues to provide excellent service. Even though the team is expanding his attitudes and personality seem to manifest themselves throughout the company.
Chris, Staffordshire
David has a very thorough grasp of our investment needs and delivers his advice in a very conscientious manner.
Brain & Maureen, Staffordshire
David is honest, straight forward and well qualified to give advice. I have two meetings a year to review my investments but can always telephone in between for advice or help.
Norma, Cheshire
Annual review of portfolio, detailed assessment of nett worth, advice on work pension fund selection.Answers question sent by e-mail timeously.
George, Cheshire
Explains what us happening, how investments have performed. He is a very good communicator.
Judith, Cheshire
David provides an efficient and friendly service whilst understanding the client's needs, goals and risk attitude.
Gill, Cheshire
David has looked after my finances (and previously those of my parents) for many years, taking a much valued interest in my family and welfare. He is patient and kind, accepting realistically my complete unwillingness to take an enthusiastic role in my financial plan.
Hilary, Staffordshire
About us

Applewood Independent has been providing independent financial advice since 1998, we are family owned and run and provide a personal service.
We specialise in investments advice, inheritance tax planning and retirement planning.
With an independent approach, we access the best performing sectors and funds to help maximise returns on your investments.
We will also help you make the right decisions to get the most from the funds you have in your pension.
You are welcome to visit our comfortable offices for regular updates and reviews of your investments and if you have a current adviser we’re happy to give you a second opinion.
We look forward to meeting you soon.

Our services

Our access to the investment industries best managers added to our experience gives us the best information and research possible to build, guide and maintain your investment portfolio, whether that be in an ISA, Unit Trust, Investment Bond or Pension. Our experience and success with building our own investment portfolios truly sets us apart from other Financial Advisers

Where to find us
Head office address: 3rd Floor Pepper House, Market Street, Nantwich, Cheshire, CW5 5DQ
Preferred clients
Minimum wealth (income/assets)
£50,000
Minimum pension value
£50,000
Minimum mortgage value
£0
Advice methods
  • phoneButton
    Telephone
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    Online (Live chat, video, email)
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    Face to face
Response rating
7.0/10
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FCA authorised
Last authorised 3rd August 2020

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