Aspirations Financial Advice Ltd

Independent Financial Adviser  1st Floor, East Offices, Bradley stoke, Gloucestershire, BS32 8BS
First meeting at adviser's own cost
We specialise in both personal and business financial planning, including mortgages, protection, pensions, annuities, investments and inheritance tax planning.
We can advise you on
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Annuity purchase
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Auto enrolment
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Pension consolidation
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Pension drawdown
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Pensions & divorce
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Pensions & retirement planning
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Pensions review
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Pensions transfer
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SIPPs
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Stakeholder
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Buy my next home
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Buy to let
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Buying first home
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Equity release
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Next home / Remortgaging
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Wealth management
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Ethical investments
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ISA / Unit Trusts / OEICs
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Investing for income
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Investment trusts
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OEICs
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Socially responsible investments
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Unit trusts
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Lump sum
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National savings
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Regular savings
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Savings for children
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School fees planning
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Accident & sickness
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Buildings and contents
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Critical illness
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Healthcare
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Income protection insurance
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Life insurance
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Payment protection insurance
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Capital gains tax
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Estate planning
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Income tax
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Taxation planning
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Corporate pension
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Employee benefits
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Group Pension/Stakeholder
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Group Protection/Life Insurance
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Group critical illness
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Group income protection
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Group life insurance
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Group private medical insurance
Response rating
7.0/10
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FCA authorised
Last authorised 14th September 2020
Meet our advisers
Stephen Gilpin Dip CII, Cert CII (MP)
Independent Financial Adviser

This examination assesses a knowledge and understanding of the various pension products, the pension tax regime and retirement needs.

This examination assesses a knowledge and understanding of the Government’s simplified pension taxation regime which came into full effect on 6 April 2006 (A-Day). Eight tax regimes for pensions were reduced to one, radically affecting planning and transactions.

This examination assessed a knowledge and understanding of the UK tax system, the law and practice of trusts, but also an ability to advise individual clients on the tax treatment of their investments and the use of trusts to meet their current and foreseeable future needs.

This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

This examination assessed a knowledge and understanding of investments and an ability to advise individual clients on the construction of investment portfolios to meet both their current and foreseeable future needs.

This examination assesses a knowledge and understanding of the different types of equity release products, risks to the consumer associated with equity release and application of suitable equity release solutions according to the circumstances of different customers.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

This examination assesses a knowledge and understanding of financial protection plans.

This examination assesses a knowledge and understanding of investment products and the risks involved.

This qualification assesses a knowledge and understanding of recent pension reforms and how the changes impact at-retirement advice.

Angela Sage DipCII
Independent Financial Consultant

This qualification assesses a knowledge and understanding of the UK taxation system, and the ability to analyse the taxation treatment of individuals and trusts during the investment advice process.

This examination enhanced general pension knowledge, particularly in pension transfers and opt-out business.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, lifetime mortgage products, repayment options and the giving of mortgage advice.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

This examination assesses a knowledge and understanding of the legislative and regulatory position of home reversion plans and their place in the advice process.

Claire Blake
Independent Financial Planner
Chris Iles
Independent Financial Planner
Debbie Day
Independent Financial Planner
Peter Connell
Independent Financial Planner
Paul Jouhal
Independent Financial Planner
Roger Milbourn
Senior Independent Financial Planner
Stuart Smart
Independent Financial Planner
Gareth Owen
Independent Mortgage Consultant
What our clients say
5 stars. Thank you to Paul for some excellent advice. A very fair consultation. I would definitely use their services again. Thank you again.
Nicola A, Bradley Stoke
"A year ago Paul Whitton, one of your advisors, visited my home to discuss a rather complex 'Cross Option Agreement' concerning a business partnership insurance policy. Unlike previous advisors from other companies, Paul was very knowledgeable and thoroughly professional. He sorted out the correct policy, and also a policy to pay off my mortgage in the event of death! I would recommend Paul and Aspirations Financial Advice certainly"!
Gavin H, Clevedon
Great Financial Planning, Investments & Pension service
Mr KK, Bristol
‘We started working with Aspirations Financial Advice Ltd. in 2013 when we needed advice on how to invest an un-expected windfall. We have found Paul Whitton to be a thorough, helpful and knowledgeable advisor. We have been very happy with the management of our funds, and trust Aspirations to provide ongoing advice through our imminent retirement.’
Mr & Mrs A P, Failand
About us

Along with a professional, friendly approach from our advisers, our independent status is a key foundation to our service, ensuring we can advise on products across the whole market place. Therefore, we act solely in the best interests of our clients at all times.
We have private interview room facilities at our offices in the Willow Brook Centre, Bradley Stoke. We also have advisers based in Newport, South Wales and Portishead, Bristol. Please feel free to telephone or call in to see how we can help you plan for your future.

Our services

Aspirations IFA is truly independent. We do not represent any one company so act solely on your behalf.

Where to find us
Head office address: 1st Floor, East Offices, Willow Brook Centre, Bradley Stoke, Bristol, South Glos., BS32 8BS
Preferred clients
Minimum wealth (income/assets)
£50,000
Minimum pension value
£50,000
Minimum mortgage value
£125,000
Advice methods
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    Face to face
Compliance

Your home may be repossessed if you do not keep up repayments on your mortgage.

Response rating
7.0/10
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FCA authorised
Last authorised 14th September 2020

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Our knowledgeable team can provide expert advice on Pensions, Investments, Protection, Mortgages, Inheritance Tax Planning and Equity Release.