AYP Financial Planning Limited

Independent Financial Adviser  A Y P Financial Planning Ltd, Hexham, Northumberland, NE46 3NL
First meeting at adviser's own cost
Independent Financial Planning specialising in advice for investment, retirement, divorce and probate.
We can advise you on
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Annuity purchase
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Auto enrolment
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Pension consolidation
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Pension drawdown
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Pensions & divorce
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Pensions & retirement planning
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Pensions review
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Pensions transfer
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SIPPs
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Stakeholder
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Buy my next home
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Buy to let
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Buying first home
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Equity release
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Flexible mortgages
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Mortgage protection
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Next home / Remortgaging
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Self-employed mortgages
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Wealth management
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Ethical investments
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ISA / Unit Trusts / OEICs
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Investing for income
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Investment trusts
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OEICs
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Offshore investments
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Socially responsible investments
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Unit trusts
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Lump sum
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National savings
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Regular savings
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Savings for children
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School fees planning
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Accident & sickness
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Buildings and contents
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Critical illness
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Healthcare
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Income protection insurance
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Life insurance
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Payment protection insurance
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Capital gains tax
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Estate planning
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Income tax
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Taxation planning
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Group Protection/Life Insurance
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Long term care
Response rating
10/10
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FCA authorised
Last authorised 18th October 2021
Meet our advisers
MISS Suzanne Addavide
Mortgage Adviser
MRS Kim Alexandra
Managing Director

This qualification assesses the knowledge and understanding to advise clients on specialised financial products.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

This examination assesses a knowledge and understanding of financial protection plans.

This examination assesses a knowledge and understanding of investment products and the risks involved.

MRS Joanna Allen
IFA

This examination enhanced general pension knowledge, particularly in pension transfers and opt-out business.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

This examination assesses a knowledge and understanding of financial protection plans.

Accreditations
Certified Financial Planner
What our clients say
Better than expected. The whole stressful experience of buying a property was made a lot easier because of Suzanne as she was always at the end of the phone even just to reassure a pair of nervous first timers! We cannot thank you enough, the process went as smoothly because of AYP professionalism and great service! Cannot recommend you highly enough to family and friends.
CS, Stocksfield
Better than expected. Very understanding, helpful, clear on everything & a welcoming atmosphere. Yes definitely would recommend AYP to family and friends.
BC, Haltwhistle
Better than expected and yes would recommend AYP to family and friends.
CD, Ryton
Service as expected. Yes would recommend AYP to family and friends.
DR, Hexham
Friendly and relaxed atmosphere. Yes would recommend to family and friends.
MS, Allenheads
Better than expected. Great Service. Yes I would recommend AYP to family and friends.
GS, Kent
Better than expected. We are grateful to our accountant for recommending such an excellent local firm. We were listened to by Jo and put under no pressure whatsoever to invest. We felt that our interests were always paramount.
SD & PD, Birtley
Better than expected. After dealing with the company recommended by my employer, and struggling to get any information/communication, moving to AYP was like a breath of fresh air. Everything exceeded my expectations.
BM, Ryton T & W
Better than expected. I have been more than happy with the service received and Joanna has been fantastic to deal with. Thanks
ER, Hexham
Better than expected and yes would recommend AYP to family and friends.
LL, Corbridge
Better than expected.
FW, Hexham
Service as expected and would recommend to family and friends.
DN, Gosforth
AYP is always very welcoming and Joanne always picks up emails, even when not in the office, and a relaxed atmosphere with no pressure to anything you don't want to, or aren't ready for. Yes I have recommended AYP to family and friends.
CM, Hexham
As expected - we were pleased with the service you provided and yes we would recommend to family and friends.
M F, Hexham
Kim, Suzanne and staff have brought clarity, where there was once chaos to my financial affairs. My paperwork is now all "sorted". Everything explained to me in plain English thus enabling this numpty to have a better grasp on things. Result!!! Would most certainly recommend to family and friends.
MK, Hexham
I've been so happy to have dealt with you during the setting up process, and look forward to seeing my investment grow (hopefully!). Would recommend to family and friends without hesitation.
MH, Gosforth, Newcaste upon Tyne
Better than expected. Kim and all the team at AYP have been very helpful at all times. Would definitely recommend to family and friends.
HD, Carlisle
As expected - would recommend to family and friends
JC, Haltwhistle
Better than expected. Would recommend to family and friends.
CL, Gosforth
Better than expected- excellent all round, would recommend to family and friends.
VP, Hexham
Better than expected - would recommend to family and friends.
DC, Hexham
Better than expected - well done. Would recommend to family and friends.
EB, Hexham
Better than expected. Lovely service.
JB, IoW
Better than expected. I am more than satisfied with the way the Company conducts business.
MN, West Midlands
Better than expected. A refreshing change from my previous F.A. experiences. Thank you!
CB, Crediton, Devon
Excellent service, a very happy customer
MB, Co. Durham
Excellent service. Kim is extremely approachable, efficient and I feel helped us make the right decisions.
EP, Hexham
The Company have been a great help to me during a very difficult period in my life and I would not hesitate to recommend AYP.
GL, Co. Durham
Better than expected. Jo has been extremely helpful and I completely trust her.
HR, Wiltshire
Better than expected
RB, North Shields
Better than expected. Excellent service - clarity of explanations very good. Will recommend to others.
SH, Hexham
Better than expected. Whole process very easy with the clear, confident and supportive adviser guiding me through each step of the way.
LT, Hexham
Better than expected
MSP, Allendale
The adviser was very helpful and clear in her explanations of any of my queries. I will in future come back if I have a problem and I will recommend you as a firm to anyone I hear needs financial advice.
AT, Hexham
Expected the highest of standards from someone supplying this kind of service and this is what I received.
SW, Hexham
Service has been excellent.
DM, Hexham
We would like to thank you for your work to date which has been excellent.
JT, Hexham
Very amiable, patient and willing to explain matters with good impartial advice tailored to our circumstances.
SMW, Hexham
Welcoming place. Feel supported financially.
JMW, Hexham
The likelihood of retaining the financial adviser for many years & ease of making interim appointments.
BM, Hexham
Personal individual service. V friendly and home visits an added bonus. Friendly staff in office too.
DG, Hexham
Friendly, reliable, trustworthy and very understanding.
BC, Hexham
Friendly, professional and addressed all our needs
E W, Hexham
Kim is very understanding and knowledgeable
Dr S B, Hexham
Welcoming place, felt supported financially
JMW, Hexham
AYP and in particular Kim Alexandra were recommended to me by a friend as "mint" and I have not been disappointed. They have gone above and beyond in helping me with my financial affairs after my divorce. A resounding yes to recommending to my family and friends.
JL, Byker, Newcastle upon Tyne
Better than expected. Yes would recommend to family and friends.
AS, Hexham
Better than expected. Excellent service - thank you.
PH, Hexham
Better than expected. Would recommend to family and friends.
GS, Newcastle
Better than expected. Indeed I would recommend to family and friends. Great service and overall clarity.
CR, Prudhoe
Thanks for a great service this year.
FW, Hexham
Better than expected. Felt everything was very laid back, explained etc. I would recommend to family and friends any day of the week!
MC, Corbridge
Better than expected. Thanks for your help Jo.
JB, Prudhoe
Better than expected. The advice, the overall welcoming, the friendliness, communication and most of all no pressure was first class. I would most definitely recommend to my family and friends.
JK, Gunnerton
Better than expected and yes would recommend AYP to family and friends.
LT, Crook
Had I not known of your reputation and way of working previously then everything would have been marked as 'better than expected'. Certainly recommend to family and friends.
EH, Corbridge
Better than expected - thanks very much, clear advice & I felt valued even though I'm not investing massive sums of money. Yes I would recommend to family and friends.
LT, Co. Durham
Better than expected. Thank you for your help. Yes would recommend to family and friends.
SB, Corbridge
Better than expected. Most certainly recommend to family and friends.
SS, Melkridge
Kim and her staff have been unfailingly welcome and informative. We would certainly recommend you to family and friends.
CC, Cramlington
Great comms, I was kept informed in a prompt and efficient manner by lovely, polite staff. Yes I would recommend to family and friends!
MP, Hexham
Better than expected. Already advised work colleagues to contact AYP.
DR, Bellingham
Better than expected. Yes would recommend AYP to family and friends.
JB, Stocksfield
Better than expected. Yes would recommend AYP to family and friends.
TG, Hexham
Friendly approach, with such helpful advice and most importantly, understanding during a difficult time. Most definately recommend to family and friends.
AH, Corbridge
Very happy with service and time taken to understand our needs. Yes I would recommend AYP to family and friends.
LG, Hexham
Better than expected. Support over the last few years has been huge. Without a doubt, would recommend to family and friends.
EF, Corbridge
Joanna Allen was very helpful and good, explaining things we weren't sure of. Yes we would recommend AYP to family and friends.
EG, Hexham
Really great, friendly service. Yes would recommend to family and friends.
KS, SL
Better than expected. Friendly and Professional - biggest regret is that we didn't do this sooner!
DH, Wark
As expected. Happier than with previous advisers. Yes have recommended to family and friends
JB, Crook
Better than expected. I was recommended the firm by my wife as she had already taken advice from them, and had said that the advice was really good, and that they were very friendly, approachable and professional. I can confirm all of the above. A lovely, friendly service that I would highly recommend.
AT, Hexham
Better than expected. Great service. I felt supported and not put under pressure. Having had no previous experience of investing, Kim explained everything really well and I felt at ease. I especially like knowing my money is in an Ethical portfolio.
LMW, London
As expected.
AG, Newbrough
As expected.
A E, Wylam
Better than expected.
AB, Newcastle
Better than expected.
JT, Stannington
Better than expected. A great service. The process which could've been quite emotional for me, turned out to be really rather enjoyable. Thank you.
DW, Hexham
Better than expected. An absolutely first class service. The recommended course of action has so far given me great peace of mind - long may it continue! Very happy to recommend. Thank you.
AM, Hexham
Better than expected. I cannot have enough praise for this company. I was at my wits end and everything was sorted for me in a professional and friendly way.
AH, Prudhoe
"As expected" is not less than "better than expected". The Adviser and firm came highly recommended so "as expected" is high praise! No disappointments. Our intro meetings were via zoom which is not ideal. I had met Jo before when I was in a very difficult place so I was familiar with her and the quality of advice given. I had absolute confidence in her professionalism and advice. I trusted her!
JF, Sunderland
As expected. Very pleased with the way AYP have handled everything so far. All the staff are very friendly and helpful.
MK, Hexham
Better than expected. After our existing IFA decided to call it a day, we sought advice from several other businesses. Kim understood our needs and was clear in her presentation. She was a local IFA and compromised on her charges. Several other friends and acquaintances recommended her so it seemed logical to go with her. After an initial hiatus and our transfer was seamless. Great!
NO, Hexham
Better than expected. Very grateful that David was able to help me with my mortgage so quickly at quite short notice. Really appreciated the help. Thank you.
LG, Newcastle
Better than expected.
GR, Hexham
Better than expected. Everything was explained to us in a manner we could understand. If we had any concerns/queries all staff were very helpful.
KC, Haltwhistle
Better than expected
RL, Prudhoe
Better than expected. David was very knowledgeable and informative. He was patient and happy to alter quotes as I changed my mind - lots of options provided. I have recommended the firm several times and will certainly use David again! Fantastic service from AYP.
JB, Hexham
Better than expected. I would have no hesitation in recommending AYP to others and it was gratifying that they were able to extend our relationship by providing a service to my business partner.
CW, Allendale
Better than expected
TL, Corbridge
Better than expected.
NB, Prudhoe
About us

''Managing Money with a Gentle Touch''

AYP's aims are simple; to empower women and business people through effective money management. Our advice is entirely impartial as we cover our costs with a combination of fees or commission. We avoid jargon, provide true holistic financial planning, we don't 'sell' products, we provide a safe environment to discuss all of the issues important to you and then we recommend solutions.

In addition to financial qualifications some advisers hold Business and Legal qualifications.

Our services

Specialise in providing advice for women, particularly with divorce. Providing comprehensive planning for retirement. Also providing advice for families with regards to estate planning and care of the elderly.

Where to find us
Head office address: A Y P Financial Planning Ltd, 2b Tanners Yard, Hexham, NE46 3NL
Preferred clients
Minimum wealth (income/assets)
£0
Minimum pension value
£0
Minimum mortgage value
£0
Special offers
Choose an Unbiased exclusive special offer:
Offers terms
Advice methods
  • phoneButton
    Telephone
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    Online (Live chat, video, email)
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    Face to face
Response rating
10/10
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FCA authorised
Last authorised 18th October 2021

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