Bluesky Chartered Financial Planners

Independent Financial Adviser  Bluesky Chartered Financial Planners, Earley, Berkshire, RG6 5SY
First meeting at adviser's own cost
Chartered Financial Planners in Reading; providing independent financial advice to people approaching retirement, divorcing or separating and business owners.
We can advise you on
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Annuity purchase
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Pension consolidation
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Pension drawdown
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Pensions & divorce
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Pensions & retirement planning
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Pensions review
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Pensions transfer
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SIPPs
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Wealth management
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Ethical investments
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ISA / Unit Trusts / OEICs
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Investing for income
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Investment trusts
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OEICs
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Offshore investments
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Socially responsible investments
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Unit trusts
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Lump sum
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Regular savings
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Savings for children
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School fees planning
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Critical illness
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Income protection insurance
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Life insurance
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Capital gains tax
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Estate planning
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Income tax
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Taxation planning
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Long term care
Response rating
9.0/10
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FCA authorised
Last authorised 14th September 2020
Meet our advisers
Rob Starling CFP, AFPS
Chartered Financial Planner

This qualification assessed the knowledge and understanding of the UK regulation environment in the financial services industry together with types of mortgage products and repayment options and the giving of mortgage advice.

In order to have completed this qualification, individuals were required to obtain three units. These could have been selected from any combination of the available units at that time but must have included the compulsory G10 unit - Taxation and Trusts.

This examination enhanced general pension knowledge, particularly in pension transfers and opt-out business.

Accreditations
Certified Financial Planner Chartered Financial Planner
Jeremy Jackson BA(HONS), FPFS
Chartered Financial Planner

This qualification assesses a knowledge and understanding of investment products and the application of the investment advice process.

This examination assesses a knowledge and understanding of the various pension products, the pension tax regime and retirement needs.

This qualification assessed the knowledge and understanding of the UK regulation environment in the financial services industry together with types of mortgage products and repayment options and the giving of mortgage advice.

To achieve the Fellowship grade, individuals would be required to have 10 AFPC (Diploma) units or equivalent. This shows a commitment to continuous professional development.

Having achieved the APFS designation, advisers can go onto to achieve this recognisable benchmark of quality and ethical practice for financial services professionals, elevating financial planning and advice in the public eye to the same standing as other Chartered professions. The holder must demonstrate a combination of experience, financial qualifications, ongoing educational activity (continuous professional development) and ethical behaviour.

This examination assesses the candidate to develop in depth financial planning skills related to personal and corporate pensions.

This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.

This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.

This examination assesses the candidate to develop in depth financial planning skills related to investments and the management of investment portfolios.

This examination assesses the candidate to develop in depth financial planning skills related to personal tax and trusts.

This examination assesses a knowledge and understanding of the different types of equity release products, risks to the consumer associated with equity release and application of suitable equity release solutions according to the circumstances of different customers.

At the end of this unit, candidates should be able to demonstrate an understanding of the: process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

At the end of this unit, candidates should be able to demonstrate an understanding of the: main tax and legal frameworks that govern the accumulation phase of building up retirement benefits under registered pension schemes; features of defined contribution and defined benefit pensions; choices faced by early leavers and use of transfer value analysis; State retirement benefits available, including the risks and suitability of contracting out of the State Second Pension.

This examination assesses a knowledge and understanding of financial protection plans.

This examination assesses a knowledge and understanding of investment products and the risks involved.

At the end of this unit, candidates should be able to demonstrate an understanding of: the basic structure of the tax system and self-assessment; the main taxes on income and capital that may be charged on individuals, the self-assessment system and how tax liabilities are computed; impact of residence and domicile on an individuals liability to UK tax.

At the end of this unit, candidates should be able to demonstrate an understanding of the: legal principles associated with the creation and management of a trust; main types of trusts that are common in the UK; taxation considerations relevant to trusts.

This qualification enables professional advisers to develop specialist planning capabilities, covers topics like: personal tax and trust, business financial, pension and investment planning.

At the end of this unit candidates should be able to analyse and apply financial information and portfolio management skills

This exam accesses understanding of the financial services industry including regulation and legislation.

This exam accesses understanding of the financial services industry, and its regulation, products and processes.

This exam accesses understanding of the financial services and their regulation.

This exam accesses understanding of protection, savings and investment products.

This exam accesses understanding of identifying and satisfying client needs.

Accreditations
Chartered Financial Planner
Mark Penston BSc (Hons), AFPS, MEWI
Chartered Financial Planner

This examination assesses a knowledge and understanding of the Government’s simplified pension taxation regime which came into full effect on 6 April 2006 (A-Day). Eight tax regimes for pensions were reduced to one, radically affecting planning and transactions.

In order to have completed this qualification, individuals were required to obtain three units. These could have been selected from any combination of the available units at that time but must have included the compulsory G10 unit - Taxation and Trusts.

This examination assessed a knowledge and understanding of the UK tax system, the law and practice of trusts, but also an ability to advise individual clients on the tax treatment of their investments and the use of trusts to meet their current and foreseeable future needs.

This examination enhanced general pension knowledge, particularly in pension transfers and opt-out business.

This examination assessed specialist supervisory knowledge and skills in the regulatory environment.

Accreditations
Chartered Financial Planner
What our clients say
All our questions were answered well. We both felt that the software used was very good and helped us feel that we will be okay financially going forward.
Graham and Julie, Reading
We were very comfortable with our adviser and delighted with the advice and outcome.
Mrs S, Henley-on-Thames
I was very pleased with the service I received from BlueSKY. They fully grasped and understood my financial position and what I wanted to achieve. Their recommendations were excellent
Barbara, Woodley
Everything was explained thoroughly, a good service offered and I would be glad to recommend you to others.
Robert, Lower Earley
I would just like to say thank you for all the work you have done on our behalf. You made everything straightforward and we always felt that you had our best interests at heart. We would not hesitate to recommend BlueSKY.
Karen, Woodley
About us

We are Chartered Financial Planners based in Reading.

We've been providing independent financial advice for over two decades.

We typically work with people who are:

1. Thinking about retirement

If you're in your 50s or 60s, we'll help you retire on your terms; when you want, with the income you need for a fulfilling retirement.

As Chartered Financial Planners, who holds the Pension Transfer Gold Standard accreditation, you can be sure that we have the knowledge and experience to build a financially secure retirement.

2. Business owners

Life as a business owner can be complex. We create a strategic plan to secure your business’ success and your own financial happiness.

3. Divorcing or separating

We help you make sense of your financial situation and understand the implications of your divorce or separation over the short, medium and long-term.

All our Financial Planners are members of Resolution, with Mark and Rob being Resolution Specialists. Resolution Specialists are members who have proven their skills and expertise through a rigorous assessment of their knowledge and ability to work harmoniously with clients who are facing family disputes. The accreditation is a mark of excellence in practice and demonstrates outstanding levels of skill.

Our services

There are many things that set us apart from other firms, including:

We are Chartered: Chartered status is the ‘gold-standard’ of financial planning and positions our firm amongst the UK’s leading practices.

We are Financial Planners: We establish your most pressing challenges and aspirations before we make any recommendations.

We are independent: We are free to advise on products from the entirety of the market. This means that we work for you, not the provider.

We are local: We are based in Earley, Reading. For this reason, we predominantly work with clients in the Reading, Berkshire, Surrey and Hampshire areas.

Where to find us
Head office address: Bluesky Chartered Financial Planners, 3 Chalfont Court, Chalfont Close, Lower Earley, Reading, Berkshire, RG6 5SY
Preferred clients
Minimum wealth (income/assets)
£100,000
Minimum pension value
£100,000
Minimum mortgage value
£0
Advice methods
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    Telephone
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    Online (Live chat, video, email)
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    Face to face
Response rating
9.0/10
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FCA authorised
Last authorised 14th September 2020

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