Bluesky Independent Wealth Managers Ltd
14th October 2019
Chartered Financial Planners, Chris & Kevin, specialise in Planning for Retirement and tax efficiency of your wealth.
We can advise you on
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Pensions & retirement
- Annuity purchase
- Auto enrolment
- Pension consolidation
- Pension drawdown
- Pensions review
- Pensions transfer
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Mortgages
- Bad credit
- Building your home
- Buy to let
- Buying commercial property
- Buying first home
- Buying overseas
- Equity release
- Flexible mortgages
- High loan to value
- Next home / Remortgaging
- Right to buy
- Self-employed mortgages
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Financial planning
- Wealth management
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Investments
- Ethical investments
- ISAs
- Investing for income
- Investment trusts
- OEICs
- Socially responsible investments
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Savings
- Lump sum
- Regular savings
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Insurance & protection
- Critical illness
- Healthcare
- Income protection insurance
- Life insurance
- Payment protection insurance
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Tax & trust planning
- Estate planning
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Business
- Commercial mortgages
- Employee benefits
- Group pensions
- Group protection
Meet our advisers
Kevin Gribben
Chartered Financial Planner - Fellow
Qualifications & Accreditations
R02 - Investment Principles (CII)
This qualification assesses a knowledge and understanding of investment products and the application of the investment advice process.
R05 - Financial Protection (CII)
This qualification assesses a knowledge and understanding of an ability to analyse financial protection planning issues.
MAQ - Mortgage Advice Qualification (CII)
This qualification assessed the knowledge and understanding of the UK regulation environment in the financial services industry together with types of mortgage products and repayment options and the giving of mortgage advice.
R06 - Financial Planning Practice (CII)
This qualification helps advisers develop and demonstrate their financial planning capabilities.
FPFS - Fellow, Personal Finance Society (PFS)
To achieve the Fellowship grade, individuals would be required to have 10 AFPC (Diploma) units or equivalent. This shows a commitment to continuous professional development.
Chartered Financial Planner (CII)
Having achieved the APFS designation, advisers can go onto to achieve this recognisable benchmark of quality and ethical practice for financial services professionals, elevating financial planning and advice in the public eye to the same standing as other Chartered professions. The holder must demonstrate a combination of experience, financial qualifications, ongoing educational activity (continuous professional development) and ethical behaviour.
AF3 - Pension Planning (CII)
This examination assesses the candidate to develop in depth financial planning skills related to personal and corporate pensions.
R01 - Financial Services, Regulation and Ethics (CII)
This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.
R04 - Pensions and Retirement Planning (CII)
This qualification assesses a knowledge and understanding of an ability to analyse pension and retirement planning issues.
AF5 - Financial Planning Process (CII)
This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.
AF4 - Investment Planning (CII)
This examination assesses the candidate to develop in depth financial planning skills related to investments and the management of investment portfolios.
AF1 - Personal Tax and Trust Planning (CII)
This examination assesses the candidate to develop in depth financial planning skills related to personal tax and trusts.
CF2 - Investment and Risk (CII)
This examination assesses a knowledge and understanding of investment products and the risks involved.
J01 - Personal Tax (CII)
At the end of this unit, candidates should be able to demonstrate an understanding of: the basic structure of the tax system and self-assessment; the main taxes on income and capital that may be charged on individuals, the self-assessment system and how tax liabilities are computed; impact of residence and domicile on an individuals liability to UK tax.
J10 - Discretionary Investment Management (CII)
At the end of this unit candidates should be able to analyse and apply financial information and portfolio management skills
R08 - Pensions Update Programme
This qualification assesses a knowledge and understanding of recent pension reforms and how the changes impact at-retirement advice.
FP1 - Financial services and their regulation (CII)
This exam accesses understanding of the financial services and their regulation.
FP2 - Protection, savings and investment products (CII)
This exam accesses understanding of protection, savings and investment products.
FP3 - Identifying and satisfying client needs (CII)
This exam accesses understanding of identifying and satisfying client needs.
Accreditations
What our clients say
Kevin from BlueSky Wealth took the time to fully understand my retirement and investment objectives over a number of meetings before we agreed to proceed with a comprehensive Wealth planning strategy with the aim of securing the required income in a tax efficient manner now and in the future.
We look forward to our frequent future planning meetings, having every confidence that Kevin will continue to exceed our expectations and would not hesitate to recommend him to any new proposed client.
Kevin has advised us regularly over the last three years. Rather than letting our nest egg do nothing in a bank account, due to his experience of the financial markets we are much better off. Kevin is a self motivated, pleasant and caring individual who works hard and I would highly recommend him to anyone.
I was introduced to Kevin a few years ago, from my father. He helped me discover my real priorities in life and focus on working towards an early retirement. We meet on a regular basis to discuss my retirement and investment plans keeping me on track for a flexible and phased retirement.
I would not hesitate to recommend Kevin as my own financial arrangements are all the better for the introduction I received, coming on 3 years now.
As I was approaching retirement in the next year or so, I had regular meetings with Kevin, where we discussed my objectives and options available. I found him most knowledgeable and helpful throughout.
I had three sizeable pensions with various providers and Kevin recommended consolidation of the funds into a cost effective Flexible Pension arrangement where I can access my funds in a very tax efficient basis when the timing and amount is right for my circumstances. At all times, Kevin took the time to understand my personal needs and circumstance, tailoring his recommendation to suit.
He makes himself available at all times, and is prepared to answer even my most simple questions with tact and professionalism. Needless to say we are happy to retain the ongoing services of Kevin and BlueSky Wealth as our Financial advisers and comfortable taking further investment advice in the future also.
Where to find us
1 Simonsburn Road, Loreny Estate, Kilmarnock, Ayrshire, KA1 5LA
Make an enquiryAbout us
Bluesky Independent Wealth Managers Ltd are professional Financial Planners with offices in Glasgow, Kilmarnock & Ayr covering the West of Scotland & beyond. We pride our selves on building long lasting relationships with clients and provide advice on a range of areas including Pension transfers, Flexible retirement solutions, Investments, Protection and employee benefits and workplace solutions.
Our services
Our driving focus is to provide you with jargon free financial advice to help you grow, protect and preserve your wealth. From Pension transfer advice to mortgages and corporate based solutions we will work in partnership to help you identify your financial goals and priorities before putting in place a financial plan of action (Cash flow analysis) and meeting and exceeding your expectations.
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