Bow Financial Services

Independent Financial Adviser  1 Cade Close, Chatham, Kent, ME4 3AJ
First meeting at adviser's own cost
Let us worry about money, not you. We aim to make the complicated easy to understand.
We can advise you on
check
Annuity purchase
check
Auto enrolment
check
Pension consolidation
check
Pension drawdown
check
Pensions & divorce
check
Pensions & retirement planning
check
Pensions review
check
Pensions transfer
check
SIPPs
check
Stakeholder
check
Wealth management
check
Ethical investments
check
ISA / Unit Trusts / OEICs
check
Investing for income
check
Investment trusts
check
OEICs
check
Offshore investments
check
Socially responsible investments
check
Traded endowment policies
check
Unit trusts
check
Lump sum
check
National savings
check
Regular savings
check
Savings for children
check
School fees planning
check
Accident & sickness
check
Buildings and contents
check
Commercial motor
check
Critical illness
check
Healthcare
check
Home and leisure
check
Income protection insurance
check
Large business
check
Life insurance
check
Payment protection insurance
check
Small business
check
Travel
check
Estate planning
check
Long term care
Response rating
9.0/10
check
FCA authorised
Last authorised 2nd August 2021
Meet our advisers
Samantha Rainbow
Mr Christopher Rainbow FPFS
Chartered Financial Planner

This qualification assesses a knowledge and understanding of investment products and the application of the investment advice process.

This examination assesses the candidate to develop in depth financial planning skills related to business.

This qualification assesses a knowledge and understanding of the principles of equity release, the different types of schemes available and the circumstances where equity release is an appropriate solution for the customer.

This qualification assesses a knowledge and understanding of the UK taxation system, and the ability to analyse the taxation treatment of individuals and trusts during the investment advice process.

This qualification assessed the knowledge and understanding of the UK regulation environment in the financial services industry together with types of mortgage products and repayment options and the giving of mortgage advice.

To achieve the Fellowship grade, individuals would be required to have 10 AFPC (Diploma) units or equivalent. This shows a commitment to continuous professional development.

To achieve the Associateship grade, individuals would be required to have 6 AFPC (Diploma) units or equivalent. This shows a commitment to continuous professional development.

This examination assesses the candidate to develop in depth financial planning skills related to personal and corporate pensions.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.

This examination assesses the candidate to develop in depth financial planning skills related to investments and the management of investment portfolios.

This qualification assesses a knowledge and understanding of portfolio investment management.

This examination assesses the candidate to develop in depth financial planning skills related to personal tax and trusts.

This examination assesses a knowledge and understanding of the different types of equity release products, risks to the consumer associated with equity release and application of suitable equity release solutions according to the circumstances of different customers.

At the end of this unit, candidates should be able to demonstrate an understanding of the: process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.

The Diploma enhances knowledge in core areas such as regulation, investment principles, risk, taxation and personal financial planning using real-life scenarios to develop the essential skills to apply this technical knowledge in practice

At the end of this unit, candidates should be able to demonstrate an understanding of the: main tax and legal frameworks that govern the accumulation phase of building up retirement benefits under registered pension schemes; features of defined contribution and defined benefit pensions; choices faced by early leavers and use of transfer value analysis; State retirement benefits available, including the risks and suitability of contracting out of the State Second Pension.

At the end of this unit candidates should be able to analyse and apply financial information and portfolio management skills

This qualification assess a knowledge and understanding of the Financial Services environment, UK Financial Services and Regulation, the principles of investment, investment products, financial protection, retirement planning and investment advice knowledge.

This qualification assesses a knowledge and understanding of recent pension reforms and how the changes impact at-retirement advice.

This qualification assesses a knowledge and understanding of the mortgage process and the principles of equity release.

Accreditations
Chartered Financial Planner
What our clients say
We knew we needed to speak to a Financial Adviser, but where to go? We wanted a recommendation instead of going somewhere cold. Financial Advisers get a lot of bad press, especially when it comes to pensions, and it's a lot of money you're dealing with. Fortunately, we were recommended Chris and we never looked back!
Tony, Welling
Between Chris and Sam they know an awful lot about the financial industry and they're just very nice people. They always have time for you - if you ring them, they'll always ring you straight back and they do a number of things that are well above and beyond. I've lost count of the amount of times I've recommended them. They even helped my daughter get a mortgage and Chris is a good friend now.
Lee, Dartford
Enter Chris, and what a breath of fresh air! He clearly knew his stuff and I could see he was able to do what I needed. He had the expertise, but also, he was young and enthusiastic, and I wanted to work with someone who had that energy.
Anna, Maidstone
About us

We’re a friendly and approachable husband and wife team based in Kent.

We help people from all walks of life – from architects to plumbers to IT specialists – to achieve whatever they want from life by aligning their money with their goals.

Whether you’re looking to retire early, fund that dream holiday, or make sure you have a secure and sustainable income in retirement, we can help.

We’ll create a personalised financial plan that gives you a strategy for growing – and enjoying – your wealth.

We explain everything clearly so you feel confident about the options. We’ll sort out any previous policies you may have, and you can take all the time in the world before making any decisions.

We won’t just leave it there; we’re always available to help you with ongoing queries so you feel reassured at every stage.

Our services

We help people with pensions and retirement planning, savings and investments, inheritance tax planning, protection, equity release and mortgages.

We’ll answer questions such as:

• How much should I be saving for my future?
• When can I afford to retire?
• Should I take a lump sum or an income?
• How will tax affect me?
• What state pension entitlement will I have and how will that affect my other income?
• How can I protect my loved ones?
• How can I provide a legacy for the future?

Where to find us
Head office address: 1 Cade Close, St Marys Island, Chatham, Kent, ME2 2EE
Service coverage
Preferred clients
Minimum wealth (income/assets)
£100,000
Minimum pension value
£100,000
Minimum mortgage value
£250,000
Special offers
Choose an Unbiased exclusive special offer:
Offers terms
Advice methods
  • phoneButton
    Telephone
  • mouse
    Online (Live chat, video, email)
  • icons
    Face to face
Compliance

Bow Financial Services is a Trading Style of Sandringham Financial Partners Ltd (‘Sandringham’) which is authorised and regulated by the Financial Conduct Authority. FCA Number: 581304. Registered Office: 5th Floor, 30 Market Street, Huddersfield, West Yorkshire, HD1 2HG. Registered in England and Wales No: 08022795. VAT Registered: 153 0427 42

Response rating
9.0/10
check
FCA authorised
Last authorised 2nd August 2021

Similar advisers near you

Restricted - whole of market 1.35 mi
Clients come to us for our bespoke advice and guidance on a wide range of financial planning scenarios. We know from first-hand experience that getting the right financial advice can make a big difference at any stage of your life, career or business.
 
Independent Financial Adviser 1.49 mi
No upfront costs, no barriers - just great pension advice. We operate nationally, online and over the phone.
 
Independent Financial Adviser 1.9 mi
I am a female adviser with 23 years experience, 17 of which have been in my own company.
 
Independent Financial Adviser 1.9 mi
Independent, expert financial planners & mortgage advisers helping families, business owners and those approaching retirement. Our service is as unique as you are. We can speak with you directly via our video conference facilities or by telephone.