Brierie Financial Planning Ltd

Independent Financial Adviser  24 Brierie Gardens, Johnstone, Renfrewshire, PA6 7BZ
First meeting at adviser's own cost
We specialise in serving clients with £100,000 + of investable assets (investment and/or pension funds). Financial, Adviser, Planning, Pensions, investments,
We can advise you on
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Annuity purchase
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Pension consolidation
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Pension drawdown
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Pensions & retirement planning
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Pensions review
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SIPPs
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Stakeholder
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Wealth management
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Ethical investments
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ISA / Unit Trusts / OEICs
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Investing for income
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Investment trusts
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OEICs
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Unit trusts
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Critical illness
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Income protection insurance
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Life insurance
Response rating
9.0/10
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FCA authorised
Last authorised 14th September 2020
Meet our advisers
Martin D Joyce
Independent Financial Adviser

This qualification assesses a knowledge, understanding and application of the different types of long-term care insurance.

The Diploma enhances knowledge in core areas such as regulation, investment principles, risk, taxation and personal financial planning using real-life scenarios to develop the essential skills to apply this technical knowledge in practice

This qualification is for those individuals that wish to undertake additional qualifications above the benchmark requirement and covers investment strategies, taxation, trusts and later life planning.

This qualification assesses a knowledge and understanding of pension transfer options available and their implications, including income options, legislation and regulations impacting pension transfers, transitional issues as a result of different forms of protection, and the relationship between pension returns and options and investment and capital risk.

What our clients say
Martin easily grasped my needs and goals about my Pension pot query and was a joy to talk to. Martin could not have done anything better. He was extremely down to earth and free with all of his advice. Extremely pleasant to deal with. I never usually recommend people but I have no hesitation in recommending Martin.
Eileen, Renfrewshire
Martin carried out a full assessment of my needs to allow me to plan for the future. Martin has made the process straight forward and easy to understand.
Elaine, Newton Mearns, Glasgow
We were unsure of the value of our saving and pensions plans and wanted some expert guidance on the way forward for our family. Martin and Laura were truly exceptional . The innovation of their service and the personal contact really made us feel that they were with us every step of the way to make my family secure . And every time he came Martin brought chocolate biscuits ...he had us from day one then !. We feel empowered to live our lives now without fear of the future and the valuable information we now have at our fingers let's us plan and react how we want and not blindly . I was impressed by Martins honesty and patience and also his recommendations that we do not do some things we wanted to do even though it would hemave benefitted people he works with . That level of integrity you cannot buy and comes from inside ...we believe Martin and Laura have the same moral background as us and that's important to us.
John and Emma, Clarkston, Glasgow
Martin has assisted by advising on my lifetime cost planning and my investment strategy to help with consolidating my pension investments and review of pension and investment provision. I am clear on the steps I need to take and the implications of my decisions and I am very happy with Martin's advice.
James, Elderslie
Martin made very simple the steps for resolving confusing pension issues.
Ken, Howwood, Renfrewshire
Martin has been really helpful with advising us of the best way forward with our investments. He explained everything in detail and made sure we understood everything he was telling us .
Nancy and Jim, Elderslie, Renfrewshire
My previous advisor was not providing any satisfactory service and Brierie came very highly recommended. He helped by looking at my situation and was very helpful and in pointing me in the direction that was best suited for me. Honestly, I could not find fault him, he was very honest and professional with his understanding of my situation.
John, Kilmacolm
Planning finances for retirement and looking for advice regarding pensions and investments. Martin provided a personalised plan to demonstrate a financial forecast to take us through retirement to end of life based on our anticipated lifestyle in the future. Against this he provided advice on pensions, investment and other planned and predicted financial events. We transferred our business to Brieire Financial Planning as I have known Martin and Laura for several years and completely trust them to look after my financial position moving forward. In my opinion the advice offered was honest and realistic and I felt there was absolutely no pressure to do anything I was not happy with. I am confident that i have made the right choice moving my business over to Martin and that things will go well in the future. I was completely satisfied with the professional and courteous service offered.
Christine and Andrew, Paisley
Due to a sudden illness I was acutely aware that I needed to review my pension arrangements. Having known Martin for a number of years in both a personal and professional capacity, I was fully aware of Martin's knowledge, professionalism, integrity and manner. Martin took the time to fully explore and address all of my pension needs in a way that has helped me enormously and which I'm more than delighted with. Martin's advice and service was second to none
Alan, Erskine
I was seeking advice about how best to invest my expendable income to maximise its growth and Martin conducted a very detailed review of my families finances. This included details of my income, my wife's income and all household expenditure. This took a little effort to complete but I felt this was necessary and worthwhile to allow Martin to make informed choices about my investment strategy. We met on 3 occasions to allow Martin to find out my investment goals and therefore match his products to my needs. Martin is very clear about the immediate and ongoing fees for his service.
Chris & Angela, Brookfield, Renfrewshire
I'm planning retirement in the next few years and wanted reassurance that everything was in order and I am aware of any pitfalls. Martin produced a detailed financial plan and projection based on income and expenditure. This included projections of pension income and sources of funding. The results of the review provided me with the reassurance I sought. In addition, Martin identified a couple of areas to review and investigate further. This proved very helpful.
Eddie, Houston, Renfrewshire
On Martin's visit we found him to be a very professional young man and taking to explain things to us in a very relaxing manner.
Tommy & Margaret, Paisley, Renfrewshire
Advice for early retirement financial planning with pension and investments. From the start Martin was extremely helpful, efficient, insightful and provided a personal touch. He has visited us several times and spent a lot of time and patience explaining everything to us. No question or query was too much trouble for him.
Allan, Paisley
Martin was recommended to us as the person to help with an ongoing pension problem we had. With the minimum of fuss, Martins efficient actions quickly brought about an effective resolution with a far better outcome than we could have imagined possible. Integrity, expert and very pleasant to work with we are now recommending Martin Joyce to friends & Relatives. Ian & Eva.
Ian and Eva, Paisley, Renfrewshire
Martin has an easy manor when explaining what we need to do to move forward with our investments. Every decision made is put in simple terms as not to confuse , which gives us confidence in what we are doing. Martin is a pleasant and knowledgeable young man who has the enthusiasm and drive to make a success of everything he does
Joe and Annette, Erskine, Renfrewshire
Martin has provided me with sound financial advice over a long period. His advice is valued and has ensured that my financial investments are tailored to meet my requirements. He regularly reviews my investment portfolio to ensure they continue to perform as required, and where circumstances have changed the appropriate action has been taken to ensure they continue to meet my long term investment plans. Martin is enthusiastic and has demonstrated his high level of understanding of the financial markets.
Alastair & Mary, Paisley, Renfrewshire
ensures your understanding of his financial advice
Neil and Cathy, Paisley, Renfrewshire
I was wanting to retire and looking for support in Transferring my final Salary pension. Martin was very support in talking me through all steps that would be required and also putting me onto specialist to work with in transferring pension. Martin and pension consultant spent a lot of time ensuring I was clear with process and went through all pros and cons for doing what I wanted to do. They spend plenty of quality time with me and also was there anytime I had question. I am happy with advice and recommendations I have been given. I am still waiting on all final arrangement coming to completion but I believe this will happen in due course. I am new to this dealing with financial adviser, I do believe Martin did all that was required and really put myself and husband at ease with whole process
Ann Marie, Paisley
Remortgaging and changes in family circumstances meant our policies were inadequate. I contacted Martin after a recommendation. We required new Life insurance policies due to remortgaging and having two young boys. I was concerned about the level of cover we had and i needed some expert advice regarding this. I could not have contacted a more professional and caring gentleman. Being a family man himself he was able to identify with my needs. Martin was able to examine our existing policies and point out in simple terms what cover they offered and more importantly the level of cover that they did not offer. After a very relaxed and professional consultation Martin started researching new policies which would give the level of cover our family required. After a short period Martin found a policy which not only matched our requirements but also was within the budget we had set. We have now concluded these policies and feel that we made an excellent decision in using Martin as our financial advisor. Currently we have cancelled our outdated and inadequate policies. We have replaced these with the very comprehensive new policies researched by Martin. Doing this process with Martin has given us the reassurance we required and even exceeded our expectations
Craig, Houston, Renfrewshire
I was introduced to Martin approx. 7 years whilst he was working in the local branch of my bank as a Financial Advisor and have always found him very helpful in providing financial advice and planning. He is a friendly type of person, extremely approachable and always makes time just to have a general chat before commencing with the business conversation. I lost contact with Martin for a while, however, since becoming an independent Financial Advisor, Martin made contact and at just at the right time, as both my husband and I felt in need of financial guidance and support having reached that stage in our lives. At our first meeting Martin listened to our concerns and understood our situation and gave very good recommendations to meet our needs. He explained everything in a manner that we understood and informed us he will have an annual meeting to update our portfolio, as well as him contacting us by phone or email throughout the year, however, I can contact him at any time with whatever question I may wish to ask, which is very re-assuring. We have the utmost confidence in Martin and trust him in dealing with our financial needs which he has based on our personal situation and attitude to financial risks and goals. We feel a lot happier having appointed Martin as our FA and know he will make the right decisions to ensure growth of funds on our behalf. We would recommend Martin to any of our friends who are seeking financial advice.
Janette and Frank, Paisley, Renfewshire
Martin has provided me with sound financial advice with integrity over the years. He is very trustworthy and approachable and fully understands my financial planning needs.
Hugh, Houston, Renfrewshire
Martin took the time to listen and understand my financial needs and explained everything thoroughly! He is efficient in his work and I highly trust and value his financial advice
Elizabeth, Houston, Renfrewshire
I had concerns regarding a 'gap' in my family's life insurance arrangements. Martin was very thorough, patient and knowledgeable - happy to walk through details of the options available, and most importantly was able to tune into our family's specific needs. We felt very comfortable making decisions based on Martin's recommendations and advice, and believe we are now in a much more financially secure position. Yes, very pleased with the advice and recommendations provided and feel we have closed the 'gap' in our life insurance requirements.
Victoria and Stuart, Houston, Renfrewshire
Martin is a clear, unambiguous comunicator who is able to explain in non technical client friendly language the basis of his portfolio recommendations. Martin clearly listened and understood my financial aspirations and boundaries, producing thoroughly researched proposals for an investments and savings portfolio. Martin's work ethic and integrity command respect and provide a sound basis for confidence in his investments and savings advice.
Bill, Houston, Renfrewshire
My husband and I both agree that Mr Joyce has been so helpful in dealing with our finances especially in latter years when investments have become so important to us. Neither of us has a business background and, therefore, Mr Joyce's very clear explanations of all advice given to us has been invaluable. We have a fairly cautious view of investments and he seems to understand this and advises accordingly. All advice given has proved to be extremely beneficial and so as pensioners we are very comfortably placed to face the future, I am sure, all due to very wise advice from Mr Joyce. We trust his integrity totally. He is so approachable if we do have any concerns. He is well-mannered and courteous and this is very much appreciated by us. and we always look forward to his regular visits to up-date us.
Patricia, Paisley, Renfrewshire
martin explained everything so you understood every aspect of where pensions went
Ian, Linwood, Renfrewshire
Having used Martin for several years since he was with TSB, I was happy for him to continue as my IFA
Ian and Liz, Paisley, Renfrewshire
I purchased a property and wanted my family to have a secure future. Martin listened to all my needs and explained all the options to me that made it really easy for me to decide the policy I needed. I don't think I would have came close to getting a policy as good as the one I chose if I would have tried to do so on my own.
William, Lanarkshire
past experience is very positive and I have continued to take Martin's advice into the future, clear and concise advice and overall happy
John, Linwood, Renfrewshire
Although I've only had one appointment with Mr Joyce I was impressed with the service and concise information I was given. He clarified my financial situation and made useful suggestions regarding managing my income on a monthly basis. He did not try to sell any services not relevant to me. I will be happy to use Mr Joyce in the future and would recommend his services.
Mary, Houston, Renfrewshire
We as a couple are getting on in years and were looking to simplify the handling of the various savings, investments and pension products we've held for a number of years as they were getting to be too much of a burden for us to look after ourselves. Martin spent a considerable amount of time going through everything we had and has now created a tax efficient lifestyle plan for us in a much easier format that we can understand and its suitability to our attitude to risk whilst hopefully still protecting the value of our investments in the future. We are confident that Martin has set us on the right course for our future investment income needs. We have used a couple of financial advisers in the past with mixed results but Martin Joyce is very patient and takes the time to explain things properly in a way we can understand.
Mary and William, Cambuslang, Glasgow
Excellent service his care and attention to detail were impeccable. Would recommend him to anyone
Lynda, Renfrewshire
Martin was very straight forward with what he explained to us. We actually found that talking to him gave us a clearer view of where we were financially and realised we were actually in quite a good place and really didn't need any more advice. All in all a very rewarding experience
John, Kilmalcolm
We were looking for advice on making provision towards retirement and long term planning to secure a comfortable future. Martin Joyce helped as he gave clear advice and explained how we could achieve our goals . There was no pressure and clearly wants to achieve the best outcome for us as clients. We have a future plan which has been explained clearly by Martin and confident that he will continue to be there to support us. I would have no hesitation in recommending Martin, totally professional and very impressed with his integrity
Christine and Andrew, Paisley
Martin provded clarity on my financial future. The clarity of information was well presented and his firmness of detail on my financial plan, he is also easy to speak to. He Illustrated my plans to make things easy to understand. It means I can plan for my future with confidence. I have absolutely seen the outcome you were hoping for and There is nothing he could have done better.
John, Renfrewshire
We have a lump sum from savings and a house sale and wanted to have a full review of our finances with a view to finding a financial plan for the future. Martin told us what he could offer. We thought about things for a while then decided to use him to advise us. He then gathered all our relevant financial information, which took about 6 weeks and started working on his assessment of our situation. Martin has given us a report on our current finances and is now waiting on us deciding on levels of risk we are prepared to accept before moving forward with implementation of a plan. We are also very impressed that Martin is extremely open and honest with us about our situation. He has never pressurised us into rushing into any decisions.
James and Alison, Lochwinnoch
We were looking for a financial adviser because our savings weren’t doing good at the bank and we were looking to invest for a better return. Martin helped as he explained everything clearly on the best route and it’s been a very good success. Its been 5 years since we first invested and It’s excelled the outcome we were hoping for. He could not have done a thing any better he was absolutely brilliant
James, Paisley
I was looking for pension advice with the intention to save more towards my retirement. Marting helped me as he was very patient and explained my options in a clear and simple manner. He guided me through what is a very complicated subject and explained in a way that I understood everything. He was very helpful, honest and feel that I've receive true value from our meetings. Martin put my mind at ease and was very thorough. There is nothing he could have done better in my opinion.
Lauren, Renfrewshire
We wanted advice on tackling our debt and maximising our savings and pensions Martin Joyce helped by analysing our income, debt and pensions and advised us what to tackle first. He has offered us advice on pensions, savings and supported us re negotiate our mortgage The outcome has beyond anything we expected. Working with Martin has sorted things out for us practically. We feel that we are more in control than ever before and are on the right track for future security Martin couldnt have done anythign better Martin goes above and beyond in every instance
Emma and Mark, Midlothian
About us

At Brierie Financial Planning, we are 'a bit different'. We wanted to be different. We wanted to create a financial planning company built on honesty, integrity and trust. Somewhere that is independent and completely focused on establishing lifetime relationships that our clients really value.

Director of Brierie Financial Planning Martin Joyce, is a highly respected Independent Financial Adviser operating in Renfrewshire, Inverclyde and Ayrshire, including Crosslee, Houston, Bridge of Weir, Kilbarchan, Howwood, Johnstone, Brookfield, Linwood, Elderslie, Paisley, Erskine, Inchinnan, Bishopton, Langbank, Kilmacolm.

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Our services

At Brierie Financial Planning our core values reflect the way we work for our clients.
• We concentrate on what is most important to our clients, eliminating confusion and bringing clarity and confidence.
• We are committed to building long lasting relationships built on trust and transparency.
• All our expert advice is completely independent, objective and impartial.
• We believe that caring isn't an old fashioned value, it’s more important now than ever before.

Financial, Adviser, Planning, Pensions, advisers, local, investments, retirement, insurance, advisor, advisors, find, independent, IFA, savings, Glasgow, Renfrewshire, Lanarkshire, Ayrshire,

Where to find us
Head office address: 24 Brierie Gardens, Houston, Renfrewshire, Scotland, PA6 7BZ
Preferred clients
Minimum wealth (income/assets)
£100,000
Minimum pension value
£100,000
Minimum mortgage value
£0
Advice methods
  • icons
    Face to face
Response rating
9.0/10
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FCA authorised
Last authorised 14th September 2020

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