Brightside Planning

Independent Financial Adviser St. James's Club, 45 Spring Gardens, Greater Manchester, Manchester, M2 2BG
First meeting at adviser's own cost
Response rating
9.3 /10
FCA verified
16th September 2019
We’re here to help you Plan For Life, working together to look at money in new ways.
We can advise you on
    • Annuity purchase
    • Auto enrolment
    • Pension consolidation
    • Pension drawdown
    • Pensions review
    • Pensions transfer
    • Bad credit
    • Building your home
    • Buy to let
    • Buying commercial property
    • Buying first home
    • Buying overseas
    • Equity release
    • Flexible mortgages
    • High loan to value
    • Mortgage protection
    • Next home / Remortgaging
    • Right to buy
    • Self-employed mortgages
    • Wealth management
    • Ethical investments
    • ISAs
    • Investing for income
    • Investment trusts
    • OEICs
    • Socially responsible investments
    • Lump sum
    • Regular savings
    • Accident & sickness
    • Critical illness
    • Healthcare
    • Income protection insurance
    • Life insurance
    • Payment protection insurance
    • Capital gains tax
    • Estate planning
    • Income tax
    • EEA
    • Commercial mortgages
    • Employee benefits
    • Group pensions
    • Group protection
    • Long term care
Meet our advisers
Howard Spargo BSc (Hons) FPFS Cert CII (MP, ER & DM)
Chartered Financial Planner
Chartered Financial Planner
What our clients say
You can’t buy time. By dealing with Brightside Planning and utilising their Lifestyle Financial Planning approach, we have retired 5 years earlier than we thought we possibly could and can spend this time enjoying ourselves rather than working.
Mr & Mrs R, North West
Howard has been our Financial Adviser for over 5 years. He has taken infinite care with our investments to ensure they are the best possible with the level of risk we are willing to take. He has visited us regularly and prepared for us considerable material to clarify for us our future financial prospects and inheritance options. He has arranged when required an increase in our income and he has given us peace of mind concerning our finances. He is always available by ‘phone or otherwise if needed between visits.
Mr & Mrs P - Retired, Cumbria
Our long standing financial adviser was retiring and we were selling our business at the same time. We were naturally apprehensive that we would find a good replacement adviser who we could rely on and trust. Howard had already worked for a number of our business clients and they spoke very highly of him. He has carried out very thorough financial planning with us going into the greatest detail and he has given us a much better view of our finances than we have had before. We're very confident in Howard's approach to financial planning and feel that we are in safe hands with our planning and investments.
Mr & Mrs M - Retired Business Owners, Shropshire
Where to find us

St. James's Club, 45 Spring Gardens, Greater Manchester, Manchester, M2 2BG

Make an enquiry
About us

We’re Brightside Planning, the modern alternative to traditional and unimaginative financial planners. We take the power of smart investments and financial strategy and combine it with what really matters – getting the most out of life.

Our office is based in Manchester but our clients come from far and wide. We frequently visit Scotland, East Anglia, London and the South West to visit our clients as we have always wanted to ensure we could look after our clients for their life, no matter where they live.

Our services

Decisions that affect your life and happiness can’t be made with a couple of surface conversations and template plans. We go deeper than a financial planner normally would, asking the questions that help us really get to the heart of things.

We work with you, not just for you. We do this because we’ve found that by combining our knowledge and creativity with your insight we can truly unlock your finances. We don’t just create a plan and send you on your way. We work closely with you over years and decades as your life, needs and goals change.

Advice methods
  • phoneButton
  • mouse
    Online (Live chat, video, email)
  • icons
    Face to face
Preferred clients
Minimum wealth (income/assets)
Minimum pension value
Minimum mortgage value

Brightside Planning is a trading style of Brightside Financial Planning LLP which is an appointed representative of Caerus Financial Limited which is authorised and regulated by the Financial Conduct Authority. Brightside Financial Planning LLP is registered in England and Wales, Number OC363198. Registered Address: 46 St. George’s Road, Bolton, BL1 2DD

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