This qualification assesses a knowledge and understanding of investment products and the application of the investment advice process.
This qualification assesses a knowledge and understanding of the UK taxation system, and the ability to analyse the taxation treatment of individuals and trusts during the investment advice process.
This qualification assessed the knowledge and understanding of the UK regulation environment in the financial services industry together with types of mortgage products and repayment options and the giving of mortgage advice.
This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, lifetime mortgage products, repayment options and the giving of mortgage advice.
To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.
This examination assesses a knowledge and understanding of the legislative and regulatory position of home reversion plans and their place in the advice process.
At the end of this unit, candidates should be able to demonstrate an understanding of the: process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.
At the end of this unit, candidates should be able to demonstrate an understanding of: the basic structure of the tax system and self-assessment; the main taxes on income and capital that may be charged on individuals, the self-assessment system and how tax liabilities are computed; impact of residence and domicile on an individuals liability to UK tax.
CJ Financial is fully open for business during the current Coronavirus crisis and able to provide full remote financial advice via telephone, email, post, video conferencing, Facetime, encrypted document exchange, digital document signing and other electronic means.
We provide Independent Financial Advice to both individuals and companies in all areas of financial planning.
C J Financial has grown since 2005 as a result of being recommended by existing clients and professionals such as accountants and solicitors.
Please call us today for a no-obligation discussion concerning your requirements for Independent Financial Advice.
Our client review services have for many years been at the forefront of our financial planning solutions and provide our clients with the sleep at night factor. We are always on hand to answer any queries and regularly review client’s portfolios and financial arrangements to ensure that they remain on track to meet objectives.
We use Cash Flow Planning as a major part of our financial advice process as this important computer-based tool allows us to input your existing financial arrangements and provide you with a valuable insight into your future financial wealth up to and beyond retirement. Once your plan has been constructed we can discuss with you any changes you could make to improve your financial position and also calculate your realist retirement dates.
We have wide experience in all areas of financial planning and our extensive use of modern technology allows us to be amongst the top Independent Financial Advisers working in financial planning.
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