Candour Financial Adviser

Restricted - Whole of Market  2 Primrose Street, Alloa, Clackmannan, FK10 1JG
First meeting at adviser's own cost
CANDOUR: The ability to be honest and straightforward in both attitude and speech, helping you plan your financial future
We can advise you on
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Annuity purchase
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Auto enrolment
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Pension consolidation
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Pension drawdown
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Pensions & divorce
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Pensions & retirement planning
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Pensions review
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Pensions transfer
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SIPPs
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Stakeholder
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Buy to let
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Buying first home
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Equity release
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Flexible mortgages
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Next home / Remortgaging
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Right to buy
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Self-employed mortgages
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Wealth management
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ISA / Unit Trusts / OEICs
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Investment trusts
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OEICs
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Unit trusts
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Savings for children
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Accident & sickness
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Buildings and contents
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Critical illness
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Healthcare
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Income protection insurance
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Life insurance
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Corporate pension
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Group ISA
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Group Pension/Stakeholder
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Group critical illness
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Group income protection
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Group life insurance
Response rating
7.0/10
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FCA authorised
Last authorised 24th February 2020
Meet our advisers
John Nelson DIPPFS
Managing Director

This qualification assessed the knowledge and understanding of the UK regulation environment in the financial services industry together with types of mortgage products and repayment options and the giving of mortgage advice.

In order to have completed this qualification, individuals were required to obtain three units. These could have been selected from any combination of the available units at that time but must have included the compulsory G10 unit - Taxation and Trusts.

This examination assesses the candidate to develop in depth financial planning skills related to personal and corporate pensions.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

At the end of this unit, candidates should be able to demonstrate an understanding of the: process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.

At the end of this unit, candidates should be able to demonstrate an understanding of the: main tax and legal frameworks that govern the accumulation phase of building up retirement benefits under registered pension schemes; features of defined contribution and defined benefit pensions; choices faced by early leavers and use of transfer value analysis; State retirement benefits available, including the risks and suitability of contracting out of the State Second Pension.

Bryan Mabon DIP PFS

This qualification assessed the knowledge and understanding of the UK regulation environment in the financial services industry together with types of mortgage products and repayment options and the giving of mortgage advice.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

What our clients say
I would reccomend Candour and in particular John Nelson to any one looking for financial advice, I decided to release my works pension early and he helped get me the best possible deal out there which turned out to be almost treble what my company scheme was offering. He offered an excellent service with everything fully explained upfront and very resonable rates, i would have no hesitation in reccomending Candour IFA to anybody, excellent, friendly impartial advice by a thoroughly proffessional and motivated team
Danny Johnston, Clackmannanshire
About us

At Candour we offer, comprehensive professional advice in all aspects of saving and investments,workplace pensions, life cover/critical illness/income protection, pensions, home insurance and annuities.

The Candour team comprises directors John Nelson and Bryan Mabon, both with a wealth of collective experience.

We aim to offer the very best advice service, where we can give face to face expertise in the comfort of your own home or our shop at 2 Primrose Street, Alloa.

Our services

We provide a holistic financial planning service to all our clients which will be honest and straightforward
we provide a specialist pension transfer service

Where to find us

2 Primrose Street, Alloa, Clackmannashire, FK10 1JG

Preferred clients
Minimum wealth (income/assets)
£0
Minimum pension value
£100,000
Minimum mortgage value
£0
Special offers
Choose an Unbiased exclusive special offer:
Advice methods
  • phoneButton
    Telephone
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    Online (Live chat, video, email)
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    Face to face
Response rating
7.0/10
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FCA authorised
Last authorised 24th February 2020

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