This qualification assesses a knowledge and understanding of investment products and the application of the investment advice process.
At the end of this unit, candidates should be able to demonstrate an understanding of the: process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.
This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, long term care insurance products and the giving of long term care insurance advice.
At the end of this unit, candidates should be able to demonstrate an understanding of: the basic structure of the tax system and self-assessment; the main taxes on income and capital that may be charged on individuals, the self-assessment system and how tax liabilities are computed; impact of residence and domicile on an individuals liability to UK tax.
A friendly, local team that is able to meet your expectations of today's financial planning needs covering mortgages, investments and helping with the complexities of pensions especially when retiring.
We are a fee charging practice however we do offer an initial meeting at our cost, where we establish if, and how we may be able to help you.
We focus on your needs and provide the service you desire by developing a plan that is specific to you, your objectives and circumstances and working with you to monitor progress, making adjustments as and when needed due to changes in life.
We have considerable experience in all aspects of financial planning and being a privately owned small team, everyone works diligently to ensure the advice you receive helps to achieve your financial objectives.
Your home may be repossessed if you do not keep up repayments on your mortgage.
CBK Wales is a trading style of CBK (Swansea) Ltd REg no 05577803
Suite 3 Henley House, Queensway, Swansea, SA5 4DJ
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