I advise on all aspects of individual financial planning. I also specialise in the transfer of guaranteed pensions benefits, such as final salary pensions. Specifically I help the individual to;
Compare the benefits you might give up if you transfer out of your employer’s scheme with the benefits you might get if you transfer into a new employer’s scheme or a personal/stakeholder pension.
Assess the level to which your employer’s pension scheme is funded, the risk that your benefits might be reduced and the effect on any transfer value offered.
Check the difference between defined benefit and defined contribution arrangements.
Check your full range of options.
Transferring out of a Final Salary scheme is unlikely to be in the best interests of most people.
The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested.
Contact me via <email address hidden>
Most importantly we are a business that puts good customer outcomes at its heart, helping to create prosperity for the generations of today and tomorrow.
We continually strive to do this through quality face to face advice, through strong, long term investment management performance, through our commitment to building long-term relationships, and by delivering consistent and award-winning customer service
Carr Financial Planning, Suite 2.4 Howard House Commercial Centre, North Shields, Tyne and Wear, NE1 3DY
While unbiased.co.uk endeavours to verify the information
provided as thoroughly as possible,
it is your responsibility to ensure the adviser you choose is appropriate and regulated
for the business you are transacting.
Any decision to transact business is made by you on the basis of your own enquiries. To check that an adviser is regulated, you can contact the relevant regulatory or professional body.