To achieve the Fellowship grade, individuals would be required to have 10 AFPC (Diploma) units or equivalent. This shows a commitment to continuous professional development.
Having achieved the APFS designation, advisers can go onto to achieve this recognisable benchmark of quality and ethical practice for financial services professionals, elevating financial planning and advice in the public eye to the same standing as other Chartered professions. The holder must demonstrate a combination of experience, financial qualifications, ongoing educational activity (continuous professional development) and ethical behaviour.
This examination assesses the candidate to develop in depth financial planning skills related to personal and corporate pensions.
This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.
This examination assessed knowledge and understanding of income generating options and applying the knowledge to retirement planning situations.
This examination assessed knowledge and understanding of the range of investments available for planning of pensions and to be able to apply the construction of a pension portfolio management for a client.
At the end of this unit, candidates should be able to demonstrate an understanding of the: process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.
At the end of this unit candidates should be able to analyse and apply financial information and portfolio management skills
To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.
Based in Shropshire & Staffordshire, Chartered Independent offers a straight forward service, Independent Financial Advice provided by a Chartered Financial Planner.
Our appointments are friendly and honest with no upfront costs for the initial meeting.
Our mission is to help you improve your financial position. We passionately believe in three key principles when dealing with clients:
We must be effective and add value to your affairs, our terms must be clear and transparent & our relationship must be based on mutual respect and trust .
If you have a question about any aspect of financial planning then please do not hesitate to contact us on the above number or email address and we will do our best to help you.
Our clients expect an objective, professional and efficient service. We believe this is achieved through mutual respect and trust, built over time.
We offer the opportunity to manage your investments on a discretionary basis. This means that your portfolio will adapt in real time avoiding the need to advise you each time an underlying change is required.
Initially, our advice will be provided in person, then subsequently in a personalised financial report. This report is to present a clear picture of your current position and outline the accurate and researched recommendations we believe to be in your best interests.
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it is your responsibility to ensure the adviser you choose is appropriate and regulated
for the business you are transacting.
Any decision to transact business is made by you on the basis of your own enquiries. To check that an adviser is regulated, you can contact the relevant regulatory or professional body.