Chord IFA

Independent Financial Adviser  6 Parcell Walk, Godmanchester, Cambridgeshire, PE29 2YL
First meeting at adviser's own cost
We are Independent, Chartered, advisers, specialising in pensions (including Final-Salary & Defined-Benefit) and retirement in Peterborough, Cambridge and surrounding areas.
We can advise you on
check
Annuity purchase
check
Auto enrolment
check
Pension consolidation
check
Pension drawdown
check
Pensions & divorce
check
Pensions & retirement planning
check
Pensions review
check
Pensions transfer
check
SIPPs
check
Stakeholder
check
Wealth management
check
Ethical investments
check
ISA / Unit Trusts / OEICs
check
Investing for income
check
Investment trusts
check
OEICs
check
Offshore investments
check
Socially responsible investments
check
Unit trusts
check
Lump sum
check
National savings
check
Savings for children
check
School fees planning
check
Critical illness
check
Healthcare
check
Income protection insurance
check
Large business
check
Life insurance
check
Small business
check
Capital gains tax
check
Estate planning
check
Income tax
check
Taxation planning
check
Long term care
Response rating
9.0/10
check
FCA authorised
Last authorised 10th August 2020
Meet our advisers
Christian Verdier APFS
Chartered Financial Planner

To achieve the Associateship grade, individuals would be required to have 6 AFPC (Diploma) units or equivalent. This shows a commitment to continuous professional development.

This examination assesses the candidate to develop in depth financial planning skills related to personal and corporate pensions.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.

This examination assesses the candidate to develop in depth financial planning skills related to investments and the management of investment portfolios.

This examination assesses the candidate to develop in depth financial planning skills related to personal tax and trusts.

At the end of this unit, candidates should be able to demonstrate an understanding of: the basic structure of the tax system and self-assessment; the main taxes on income and capital that may be charged on individuals, the self-assessment system and how tax liabilities are computed; impact of residence and domicile on an individuals liability to UK tax.

This qualification assesses a knowledge and understanding of recent pension reforms and how the changes impact at-retirement advice.

Accreditations
Chartered Financial Planner
Carl Vaissiere AFPS
Chartered Financial Planner

To achieve the Associateship grade, individuals would be required to have 6 AFPC (Diploma) units or equivalent. This shows a commitment to continuous professional development.

This examination assesses the candidate to develop in depth financial planning skills related to personal and corporate pensions.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.

This examination assesses the candidate to develop in depth financial planning skills related to investments and the management of investment portfolios.

This examination assesses the candidate to develop in depth financial planning skills related to personal tax and trusts.

This examination assesses a knowledge and understanding of the different types of equity release products, risks to the consumer associated with equity release and application of suitable equity release solutions according to the circumstances of different customers.

At the end of this unit, candidates should be able to demonstrate an understanding of the: process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, long term care insurance products and the giving of long term care insurance advice.

This qualification assesses a knowledge and understanding of recent pension reforms and how the changes impact at-retirement advice.

Accreditations
Chartered Financial Planner
What our clients say
For many its unchartered territory when we first make the important leap to use an IFA . I feel Carl does very well explaining the world of pensions and investments in a way that I could grasp. I found Carls style very friendly & personable .Very good fitting appointments around our often busy worlds, so good flexibility here. Very responsive and communicative .I have and will continue to recommend Carl to both friends & Colleagues
Noel, St Ives
Carl has been a great help in advising me and planning investments to bring in maximum income over several years. He always explains things clearly and is happy to go over any queries with me. He is always polite and punctual. It's good to have an adviser that I can rely on
Pat, Great Stukeley
Carl advises in a very clear and understandable manner which in turn increases ones confidence in him. It is very important to have confidence in the person who advises on Investments. He is very approachable and is at pains to ensure that his clients fully understand the full extent of their actions. Carl makes suggestions on certain investments based on his knowledge and expertise but is also very aware of the clients need to be happy with his suggestions. I have never used the services of an IFA before, but I would recommend the services of Chord to anyone who asked. His paper-work is presented in a coherent and understandable fashion - again increasing ones confidence.
Marian, Old Hurst
My wife and I have relied on Carl for sound and robust financial advice for over 10 years. Carl is able to deliver on our needs throughout the year and assist us in a professional manner with sometimes very difficult decisions. Having started a new business three years ago we have also been able to rely on Carl to assist us in areas such as health care and pensions
Richard & Teresa, Godmanchester
Carl listens carefully to my needs and concerns, consequently relates to my investment concerns and offers advice accordingly which to date has been very satisfactory
Terry, Old Hurst
About us

We are a firm of Chartered, Independent, financial advisers, working with clients in Peterborough, Huntingdon, St Ives, St Neots, & Cambridge, as well as the surrounding villages and towns.

We typically work with people age 40 and over, who are:

1. Saving for retirement and have multiple pension pots (including final salary pensions)

2. Close to retirement and want to know if they can afford to finish working

3. People who are worried about their investments

Both Carl and Christian are Chartered Financial Planners, setting them apart from other, less qualified, advisers. Attaining Chartered status demonstrates a commitment to professionalism and a desire to constantly improve our standards. This helps us better advise our clients.

We form long-term relationships with our clients. Helping people with multiple pension pots simplify their affairs, others closer to retirement understand their options, whilst advising members of Final Salary pensions on the benefits and drawbacks of transferring out.

We also work with investors, to help them understand whether their capital is invested in the right way.

Unlike most financial advisers, who charge a percentage of the money you invest, we work on a flat-fee basis, which is cheaper for the average investor, and therefore fairer.

Our services

Very simply, we solve your financial problems and challenges; that’s what our clients want us to do and what we focus on delivering.

Our Chartered and Independent status helps us to do that, as does our years of experience.

We also go to great lengths to make the complex world of personal finance as simple as possible and charge fairly for our services.

Our clients tell us that we make it easy to build a long-term relationship with us. That starts right from our first meeting, which will take place in your home, where you will feel more comfortable.

Where to find us
Head office address: 6 Parcell Walk, Godmanchester, Huntingdon, Cambs, PE29 2YL
Preferred clients
Minimum wealth (income/assets)
£100,000
Minimum pension value
£100,000
Minimum mortgage value
£0
Advice methods
  • icons
    Face to face
Response rating
9.0/10
check
FCA authorised
Last authorised 10th August 2020

Similar advisers near you

Independent Financial Adviser 1.47 mi
A free initial consultation with a Chartered Wealth Manager who will help establish how we can best help you
 
Independent Financial Adviser 2.04 mi
Independent, Chartered financial planning firm, as well as our normal face to face meeting we are offering online and telephone advice, in response to Coronavirus. We’re here to support you.
 
Independent Financial Adviser 6.33 mi
We simply aim to save you money, make you money or make your existing money work harder!
 
Restricted - whole of market 6.36 mi
I provide a friendly professional service to help you achieve your financial goals and aspirations.