This qualification assesses a knowledge and understanding of investment products and the application of the investment advice process.
This qualification assesses a knowledge and understanding of an ability to analyse financial protection planning issues.
This qualification assesses a knowledge and understanding of the UK taxation system, and the ability to analyse the taxation treatment of individuals and trusts during the investment advice process.
This qualification helps advisers develop and demonstrate their financial planning capabilities.
To achieve the Associateship grade, individuals would be required to have 6 AFPC (Diploma) units or equivalent. This shows a commitment to continuous professional development.
This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.
This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.
To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.
This qualification assesses a knowledge and understanding of an ability to analyse pension and retirement planning issues.
This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.
This examination assesses the candidate to develop in depth financial planning skills related to personal tax and trusts.
At the end of this unit, candidates should be able to demonstrate an understanding of the: legal principles associated with the creation and management of a trust; main types of trusts that are common in the UK; taxation considerations relevant to trusts.
To achieve the CertPFS (DM) and individual needs to pass 2 diploma units in Regulation and ethics and Discretionary Investment Management
At the end of this unit, candidates should be able to demonstrate their ability to apply and evaluate the supervision principles and practices in a retail financial services business
At the end of this unit candidates should be able to analyse and apply financial information and portfolio management skills
This qualification assesses a knowledge and understanding of recent pension reforms and how the changes impact at-retirement advice.
This qualification accesses the advanced skills needed for advising on income planning to those in and approaching retirement
I believe in the importance of providing clear, independent, concise and jargon-free information to customers so that they can make informed decisions about their finances.
It is not uncommon for customers to feel daunted about the concept of receiving financial advice. Placing your trust in a professional to help you manage your money takes careful consideration.
This is why I take a relaxed but professional approach to financial planning. I ensure that all prospective customers are given sufficient information and time to reflect on their options before any commitments are made by either party.
You may find that you have questions about financial planning or your pensions / investments but are not ready to commit to a meeting. This is not a problem. Feel free to click on the "Show Number" tab on the right-hand side of this profile. This will give you a number that redirects you to my phone where I will be happy to answer any initial queries or technical questions you may have.
I work in partnership with 2Plan Wealth Management, one of the UKs largest providers of independent advice.
This allows my clients to benefit from the resources and protection of a larger organisation, whilst receiving a personal service from an adviser who values every individual relationship.
My advice services include:
• Retirement & pension planning
• Pension transfers
• Investment management & tax efficiency
• Investing for income
• Estate planning & trusts (including inheritance tax mitigation)
• Corporate advice (pensions, protection, investment and legacy planning)
• Personal protection
• Advising on pension divorce settlements
• Company sales
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