This examination assesses a knowledge and understanding of the various pension products, the pension tax regime and retirement needs.
This examination assesses the candidate to develop in depth financial planning skills related to personal and corporate pensions.
Associate members are those who have gone on to secure more advanced qualifications by completing the Advanced Diploma in Insurance or its predecessor the Associateship. This shows a commitment to continuous professional development.
This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.
This examination assesses the candidate to develop in depth financial planning skills related to investments and the management of investment portfolios.
This examination assesses the candidate to develop in depth financial planning skills related to personal tax and trusts.
At the end of this unit, candidates should be able to demonstrate an understanding of the: process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.
This examination assesses a knowledge and understanding of financial protection plans.
This examination assesses a knowledge and understanding of investment products and the risks involved.
At the end of this unit, candidates should be able to demonstrate an understanding of: the basic structure of the tax system and self-assessment; the main taxes on income and capital that may be charged on individuals, the self-assessment system and how tax liabilities are computed; impact of residence and domicile on an individuals liability to UK tax.
At the end of this unit, candidates should be able to demonstrate an understanding of the: legal principles associated with the creation and management of a trust; main types of trusts that are common in the UK; taxation considerations relevant to trusts.
This qualification develops advanced technical knowledge and understanding across a broad range of key advisory areas.
This qualification enables professional advisers to develop specialist planning capabilities, covers topics like: personal tax and trust, business financial, pension and investment planning.
This qualification helps advisers develop and demonstrate their financial planning capabilities.
This exam accesses understanding of the financial services industry including regulation and legislation.
This exam accesses understanding of the financial services industry, and its regulation, products and processes.
You know there’s more to life than money, but that doesn’t mean you want to miss any opportunities or make any mistakes.
We know pensions and investments can be a minefield, but we also understand that seeking advice can be just as daunting.
That’s why we’re proud to do things differently.
Our approach is entirely focused on you as a person, rather than just your money as abstract numbers.
We’re here as your trusted partner to provide a genuinely meaningful service at great value, that helps you feel more confident about the possibilities to shape your future exactly how you want it.
Whilst we have specialist knowledge in a range of complex areas, such as tax efficient retirement planning, pension sharing on divorce, redundancy packages, the lifetime and annual allowances, we deal with these efficiently for you as a matter of course, and put our time with you to best use in helping you answer the big questions like “do we really have enough?”, “when could I stop working?”, “am I doing the right thing?”, “how much could we give to others?”, “what would happen if I make this change?”.
There's more information on how we work on our website.
We're really good at giving our clients confidence and peace of mind.
We put all your financial resources into context, so you can clearly see how the future looks and what to do for the best.
Our work together makes the difference between thinking you’ll probably be OK and knowing it for certain. That’s the kind of financial security that brings the benefits of freedom and choice into all areas of your life, enhancing your family time, your health, travel and overall well-being.
Our clients tell us they feel “liberated!” and “reassured”, with “a new confidence in the years ahead".
Longwood Hall, Bradford Road, Stanningley, Pudsey, West Yorkshire, LS28 6DA
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