This examination assesses a knowledge and understanding of the various pension products, the pension tax regime and retirement needs.
This examination assesses the candidate to develop in depth financial planning skills related to personal and corporate pensions.
Associate members are those who have gone on to secure more advanced qualifications by completing the Advanced Diploma in Insurance or its predecessor the Associateship. This shows a commitment to continuous professional development.
This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.
This examination assesses the candidate to develop in depth financial planning skills related to investments and the management of investment portfolios.
This examination assesses the candidate to develop in depth financial planning skills related to personal tax and trusts.
At the end of this unit, candidates should be able to demonstrate an understanding of the: process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.
This examination assesses a knowledge and understanding of financial protection plans.
This examination assesses a knowledge and understanding of investment products and the risks involved.
At the end of this unit, candidates should be able to demonstrate an understanding of: the basic structure of the tax system and self-assessment; the main taxes on income and capital that may be charged on individuals, the self-assessment system and how tax liabilities are computed; impact of residence and domicile on an individuals liability to UK tax.
At the end of this unit, candidates should be able to demonstrate an understanding of the: legal principles associated with the creation and management of a trust; main types of trusts that are common in the UK; taxation considerations relevant to trusts.
This qualification develops advanced technical knowledge and understanding across a broad range of key advisory areas.
This qualification enables professional advisers to develop specialist planning capabilities, covers topics like: personal tax and trust, business financial, pension and investment planning.
This qualification helps advisers develop and demonstrate their financial planning capabilities.
This exam accesses understanding of the financial services industry including regulation and legislation.
This exam accesses understanding of the financial services industry, and its regulation, products and processes.
From day one, Cleverly Planned was set up to be securely operational from anywhere at any time, so there will be absolutely no reduction in service whilst we are unable to attend our office or see you in person.
Our service can be best described in the words of our clients:
"My husband and I were one of Cleverly Planned’s first clients. The wonderful Sophie Marfell looked after us and opened up options for us that we had never considered. The result is that we have both been early retired for nearly four years now, and each year at our review the money is at the level it needs to be, even in these difficult times. A totally safe pair of hands and people who understand it’s not just about figures - it’s about something very important - your life ahead and the things you want to do. Totally un- pressured approach, ethical, intelligent and realistic - I wouldn’t go with anyone else."
Our work together makes the difference between thinking you’ll probably be OK and knowing it for certain.
We're really good at putting all your financial resources into the context of your life and your values. So you can see what's possible and understand what to do for the best to make sure you'll always know you have enough money in the right place at the right time to get on and enjoy life.
Whilst we have specialist knowledge in a range of complex areas, such as tax efficient retirement planning, pension sharing on divorce, redundancy packages, the lifetime and annual allowances, we deal with these as a matter of course, and put our time with you to best use in helping you answer the big questions like “do we really have enough?”, “when could I stop working?”, “am I doing the right thing?”, “how much could we give to others?”.
Our clients tell us they feel “liberated!” and “reassured”, with “a new confidence in the years ahead".
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