Cockburn Lucas Independent Financial Consultants Ltd

Independent Financial Adviser  Holland House, 45 Loughbourgh Road, West Bridgeford, Nottinghamshire, NG2 7LA
First meeting at adviser's own cost
We can advise you on
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Annuity purchase
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Pension consolidation
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Pension drawdown
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Pensions & divorce
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Pensions & retirement planning
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Pensions review
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Pensions transfer
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SIPPs
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Stakeholder
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Ethical investments
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ISA / Unit Trusts / OEICs
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Investing for income
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OEICs
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Unit trusts
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Lump sum
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National savings
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Regular savings
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Critical illness
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Income protection insurance
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Life insurance
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Estate planning
Response rating
7.0/10
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FCA authorised
Last authorised 22nd February 2021
Meet our advisers
MS Jo Noon
Head of Cockburn Lucas for Women

This examination assesses the candidate to develop in depth financial planning skills related to personal and corporate pensions.

At the end of this unit, candidates should be able to demonstrate an understanding of the: process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.

At the end of this unit, candidates should be able to demonstrate an understanding of the: main tax and legal frameworks that govern the accumulation phase of building up retirement benefits under registered pension schemes; features of defined contribution and defined benefit pensions; choices faced by early leavers and use of transfer value analysis; State retirement benefits available, including the risks and suitability of contracting out of the State Second Pension.

At the end of this unit, candidates should be able to demonstrate an understanding of: the basic structure of the tax system and self-assessment; the main taxes on income and capital that may be charged on individuals, the self-assessment system and how tax liabilities are computed; impact of residence and domicile on an individuals liability to UK tax.

At the end of this unit, candidates should be able to demonstrate an understanding of the: legal principles associated with the creation and management of a trust; main types of trusts that are common in the UK; taxation considerations relevant to trusts.

This qualification enables professional advisers to develop specialist planning capabilities, covers topics like: personal tax and trust, business financial, pension and investment planning.

Accreditations
Certified Financial Planner
About us

Wouldn't it be easier if you had a financial adviser who could not only give you the best advice, but could do it from a position of greater understanding?

That's why we started CL4Women. I believe it's an essential service for women today. And I want you to know that, whatever your circumstances, you can always turn to us for tailor-made financial support and understanding. CL4Women is effectively the sister company of Cockburn Lucas. That means we share a lot of the same values. Like them, we're dedicated to giving you absolutely impartial and trustworthy financial advice. Like them, we're driven by the same drive to operate responsibly and ethically.

Together, we will create a financial plan that fits the way you live your life.

Our services

We have a comprehensive understanding of the subtle differences required when developing a financial plan for women. We have expertise in pension planning and transfers as well as holistic financial planning following divorce and bereavement.

Where to find us
Head office address: Holland House, 45 Loughbourgh Road, West Bridgeford, Nottinghamshire, NG2 7LA
Preferred clients
Minimum wealth (income/assets)
£50,000
Minimum pension value
£50,000
Minimum mortgage value
£0
Advice methods
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    Face to face
Response rating
7.0/10
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FCA authorised
Last authorised 22nd February 2021

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