We provide independent advice which means that our recommendation will be unbiased, unrestricted and based upon a comprehensive and fair analysis of the market.
This means that our recommendations to you will be based on the following selection criteria:
We will determine which, if any, of the following types of investment or pension products are capable of meeting your needs, along with any associated ‘tax wrappers’ available (e.g. and ISA):
Open Ended Investment Company Funds (OEICS) including Exchange Traded Funds (ETFs), Unit Trusts and Investment Trusts;
Personal Pensions, Stakeholder Pensions, Self-Invested Personal Pensions (SIPPs) and Annuities;
Insurance Based Investments, including Capital Investment Bonds and Endowments;
Structured Capital at Risk Products (SCARPS) and Structured Deposits;
Certain Specialist Investments suitable for retail clients, including Venture Capital Trust (VCT) Investments and Enterprise Investment Schemes (EIS);
Sharia compliant investments.
Your IFA will meet with you, first to describe their services and charges, then to complete an Investment Discussion Document. This allows your IFA to analyse your investment and/or retirement objectives.
Part of this discussion will involve an Attitude to Risk Questionnaire which will assist your IFA in recommending the type of products best suited to your risk appetite.
Based on reviewing your current circumstances (including assessing any existing policies), your IFA will then prepare a personal recommendation.
A highly skilled paraplanning team assists your IFA with researching appropriate products and putting together a solution. They will also complete a case health check to ensure all of the regulatory requirements have been followed.
You will then meet with your IFA and they will provide you with a Suitability Report explaining the recommendation. If a recommendation includes purchasing new financial products, other documentation including an illustration showing the expected costs to you will be provided also.
Copperkeys Financial Services Limited is an Appointed Representative of New Leaf Distribution Ltd. who are authorised and regulated by the Financial Conduct Authority. Number 460421.
31 Grosvenor Way, Droitwich, WR9 7SR
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provided as thoroughly as possible,
it is your responsibility to ensure the adviser you choose is appropriate and regulated
for the business you are transacting.
Any decision to transact business is made by you on the basis of your own enquiries. To check that an adviser is regulated, you can contact the relevant regulatory or professional body.