We can advise you on
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Financial planning
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Investments
- Ethical investments
- Investing for income
- Investment trusts
- ISAs
- OEICs
- Offshore investments
- Socially responsible investments
- Traded endowment policies
- Unit trusts
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Pensions & retirement
- Annuity purchase
- Auto enrolment
- Pension consolidation
- Pension drawdown
- Pensions & divorce
- Pensions & retirement planning
- Pensions review
- Pensions transfer
- Sipps
- Stakeholder
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Insurance & protection
- Accident & sickness
- Buildings and contents
- Critical illness
- Healthcare
- Income protection insurance
- Life insurance
- Payment protection insurance
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Long term care
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Mortgages
- Buy to let
- Commercial for individuals
- Equity release
- First time buyers
- Flexible
- High loan to value
- Home reversion
- Overseas
- Remortgage
- Residential
- Right to buy
- Self build
- Self employed
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Savings
- Lump sum
- National savings
- Regular savings
- Savings for children
- School fees planning
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Tax & trust planning
- Capital gains tax
- Estate planning
- Income tax
- Taxation planning
Meet our advisers
Darren Booth DipPFS
IFA & Director
Qualifications & Accreditations
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J10 - Discretionary Investment Management (CII)
At the end of this unit candidates should be able to analyse and apply financial information and portfolio management skills
R05 - Financial Protection (CII)
This qualification assesses a knowledge and understanding of an ability to analyse financial protection planning issues.
R04 - Pensions and Retirement Planning (CII)
This qualification assesses a knowledge and understanding of an ability to analyse pension and retirement planning issues.
R03 - Personal Taxation (CII)
This qualification assesses a knowledge and understanding of the UK taxation system, and the ability to analyse the taxation treatment of individuals and trusts during the investment advice process.
R02 - Investment Principles (CII)
This qualification assesses a knowledge and understanding of investment products and the application of the investment advice process.
R01 - Financial Services, Regulation and Ethics (CII)
This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.
Dip PFS - Personal Finance Society Diploma (PFS)
To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.
Gary Slater PFA DipIP AwPETR
IFA & Director
Qualifications & Accreditations
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AwPETR - Award in Pension Transfers
This qualification assesses a knowledge and understanding of pension transfer options available and their implications, including income options, legislation and regulations impacting pension transfers, transitional issues as a result of different forms of protection, and the relationship between pension returns and options and investment and capital risk.
Diploma In Investment Planning (DipIP)
This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry together with packaged products (pensions, protection and savings and investments) and the giving of investment advice. Chartered Institute of Bankers in Scotland (CIOBS) qualifications are subject to a separate grading with the Scottish Credit and Qualifications Framework (SCQF) - www.scqf.org.uk
J06 - Investment Principles, Markets and Environment (CII)
At the end of this unit, candidates should be able to demonstrate an understanding of: how the economic environment and individual company performance affects investment performance and investment decision making; how risk is measured and managed; the main principles governing how to construct an investment portfolio; the range of investment management services, how their performance is evaluated and their regulatory environment.
CeRER - Certificate in Regulated Equity Release (LIBF)
This qualification assesses a knowledge and understanding of the principles of equity release, the different types of schemes available and the circumstances where equity release is an appropriate solution for the customer.
CeMAP - Certificate in Mortgage Advice and Practice (LIBF)
This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.
ACIB Pre 1996 - Associate of the Chartered Institute of Bankers (LIBF)
This qualification assessed the knowledge and skills to enhance the career and promotion prospects of those aspiring to middle and senior management positions.
CF8 - Certificate in Long-Term Care Insurance (CII)
This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, long term care insurance products and the giving of long term care insurance advice.
Christopher Alan Bates DipPFS
Financial Adviser
Qualifications & Accreditations
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Dip PFS - Personal Finance Society Diploma (PFS)
To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.
Pete Chappell FPC MAQ
Whole of Market Mortgage Consultant
Qualifications & Accreditations
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MAQ - Mortgage Advice Qualification (CII)
This qualification assessed the knowledge and understanding of the UK regulation environment in the financial services industry together with types of mortgage products and repayment options and the giving of mortgage advice.
What our clients say
"D&G Independent provided my partner and I with all the advice we needed to make a sound decision regarding our mortgage provider. Lets face it, what bigger purchase do we make in our lifetime. The process was made especially easy by Pete Chappell's friendly and professional approach. We would strongly recommend you look no further when looking for a mortgage.”
Jeff Nevitt, Farndon, Cheshire
"Gary’s advice was clear and easily understood. He took away the worry and headache and provided me with the reassurance I needed....no more sleepless nights.”
Sian Joyce, Denbigh
“The services provided by D & G were excellent. The presentation given by Darren was comprehensive, informative, friendly and efficient. Nothing was too much trouble. I would have no hesitation in recommending their expertise to other colleagues.”
John & Jean Gregg, Cheshire
Where to find us
D & G Independent Ltd, Park House, Broncoed Bus Park, Wrexham Road, Mold, Flintshire, CH7 1HP
Contact us
About us
At D&G Independent Limited, our comprehensive wealth management and mortgage services will support you to achieve your financial goals. Based in Mold, Flintshire, we offer impartial financial advice for people living and working in North Wales and the North West. Whether you are looking to maximise your income, move house, plan for retirement or manage capital gains, we can support you by sharing intelligent and independent financial advice. As well as investments, savings and protection, our Independent Financial Advisers offer advice on workplace pensions (auto enrolment) and occupational pension transfers. Our whole of market mortgage consultants specialise in Help To Buy Mortgages. Our independence allows us to access the whole market and partner with leading fund researchers, enabling you to make insightful and informed decisions about your finances. .
Our services
Our highly experienced, friendly team is focused on fulfilling the demands of modern life and built on the traditional values of honesty, fairness and integrity. By accessing the whole market and partnering with leading fund researchers, we adopt a holistic approach to financial planning. We are committed to offering the highest standards of professional excellence and care. Our Independent Financial Advisers will tailor a strategy that meets your personal goals.
- Personal and Group Pensions, including workplace pensions (auto-enrolment) and occupational pension transfers
- Investments and Savings
- Mortgages, including Help to Buy
- Protection
- Wills and Trusts
Compliance
Your home may be repossessed if you do not keep up repayments on your mortgage.
D&G Independent Ltd is authorised and regulated by the Financial Conduct Authority. Our FCA Register number is 585148.
Our permitted business is to provide investment advice and arrange life assurance, pensions, occupational pension transfers, collective investments (e.g. unit trusts, investment trusts and OEICS) individual savings accounts, general insurance and mortgages including Right To Buy.
You can check this on the FCA’s Register by visiting the FCA’s website www.fca.gov.uk/register/home.do or by contacting the FCA on 0845 606 1234.
