David Michael Financial Services Limited

Independent Financial Adviser 22 Oaklands Road, Godley, Hyde, Cheshire, SK14 3DD
First meeting at adviser's own cost
Response rating
FCA verified
22nd July 2019
With over 30 years experience, we will provide a personal and professional service that you can trust.
We can advise you on
    • Annuity purchase
    • Auto enrolment
    • Pension consolidation
    • Pension drawdown
    • Pensions review
    • Pensions transfer
    • Wealth management
    • Ethical investments
    • ISAs
    • Investing for income
    • Investment trusts
    • OEICs
    • Socially responsible investments
    • Lump sum
    • Regular savings
    • Accident & sickness
    • Critical illness
    • Income protection insurance
    • Life insurance
    • Estate planning
    • Employee benefits
    • Group pensions
    • Group protection
Meet our advisers
David Michael Bunyan DipPFS, CeMAP
I F A / Managing Director
What our clients say
Now that my pension plan is operational I wanted to thank you for all your efforts over the past years to reach this position. Over this period the effects of pension reforms brought both flexibility and changes to our original course. Although this meant a wider choice of options there was a chance of possible confusion for myself. That you were able to patiently explain all the available possibilities thoroughly and in clear terms for the layman, was most appreciated. You always explored all of the market schemes and only advised the direction to take when I was of the same mind. After being resigned to the prospect of meagre income after many years of work, at least I feel the chosen plan gives some prospect of my finances enabling living reasonably rather than just surviving. Many thanks for your excellent service and advice, I would gladly recommend your company.
Mr Wilson, Hyde, Cheshire
I had my first meeting with David Bunyan of DMFS when I was looking for a new IFA, 8 years ago. David Bunyan had been recommended to me at that time. Having already had investments from advice reviewed from a previous IFA, David still carried out a full appraisal of all my finances and views on risks and future investments. He did not see the need to make wholesale changes. Subsequently, I was impressed by his recommended options for further investment. I am extremely pleased to report that this has resulted in the investments, in a varied portfolio, increasing substantially over time, far more than I was expecting. He has always qualified his advice with the caution that certain types of investment are for the long term. As a retired accountant, I would recommend DMFS on the basis of his continued education in IFA and his ability to use that knowledge to continue to give advice appropriate for each clients personal financial requirements.
Mr Gubbins, Manchester
I have known David Bunyan for over 9 years during which time he has acted as my IFA dealing with my Pension Investments in Standard Life and other investments in Bonds and ISAs. He has also provided me with services regarding me and my wife's Wills and other general financial and investment advice following my retirement in 2007. I am a qualified accountant having worked in both the Public and Private Sector until my retirement in 2007 when I turned to David to provide me with specialist Independent Financial advice. Over that time David has provided me with sound and well informed financial advice which has resulted in continuing improvements in my pension and other income. His integrity is first class and he has undertaken continued professional education in his field to improve his service to his clients including myself. I would have no hesitation in recommending his services to anyone and I will continue to use his services in this respect in the future.
Mr Thompson, Stafford
D.M.F.S.Ltd are my personal financial advisors. I have always been more than satisfied with the service and advice I have received. At the beginning a thorough assessment of my assets, financial requirements and future planning was made plus a complete assessment of my personal views to finances. D.M.F.S then calculated the value of the investment and gave me appropriate choices for investment. The value of the investment has risen higher than expected and I am more than satisfied with the outcome. I would recommend this company, not just because there has been an increase but also because I feel confident in their ability to give sound advice whilst looking after my best interests.
Mrs Grainger, Stafford
Where to find us

22 Oaklands Road, Godley, Hyde, Cheshire, SK14 3DD

Make an enquiry
About us

Our long standing relationship with clients has been built on strong foundations due to our commitment in providing honest and professional advice.

We have a manageable client base because we want to continue to deliver on the high level of service we have agreed on.

Our clients tell us that they feel very comfortable knowing that their money is in safe hands. Our regular contact with them helps us build on this trust and confidence. Our propositon aims to manage our clients wealth in line with agreed risk profiles.

Our clients also tell us that there are no surprises because they understand what they have purchased, how they work and how much risk they are taking,the charges and time frames we are working to.

We are based in Godley, Tameside which is in easy reach of the motorway network. This means we can reach clients further afield. For example we have a client base in Stafford that we have built up through recommendations over the past 15 years.

David Bunyan DipPFS CeMAP is our Independent Financial Advisor and Managing Director. He will provide you with the advice personally and will also deliver any ongoing services that we agree with you.

Our services

We specialise in retirement options advice including Lifetime Annuity & Flexi Access Drawdown options and have an excellent track record for delivering on agreed inital and ongoing advice processes.

We have a number of corporate clients and have a lot of experience in setting up Group Pension and employee benefit schemes.

We have been investing client money for 30 years with great success.

We also have a lot of experience in setting up appropriate Trusts to help mitigate inheritance tax and to ensure your beneficiaries get your money, rather than it going to the Tax Man.

Advice methods
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    Face to face
Special offers
Choose an Unbiased exclusive special offer:
Preferred clients
Minimum wealth (income/assets)
Minimum pension value

As independent financial advisers, we are able to recommend products and services from across the market and are not tied to any particular provider.

We operate an explicit charging structure.  We will provide you with a Service and Payment Agreement before we commence work.  This will set out the initial advice fee that we have agreed with you and what that fee includes.

If an ongoing service is agreed with you, then an ongoing fee will also be charged.

Fees will typically be charged as a fixed fee, an hourly rate, a percentage of funds invested or a combination of one or more of these.  Fees may either be paid directly by you or deducted from any plans that we arrange on your behalf.  We may receive commission payments for arranging some non-investment related financial products.

The guidance and or advice contained within this website is subject to UK regulatory regime and is therefore targeted at consumers based in the UK.

Personal data:  Personal information that you submit to us through this website will only be used for the purposes we solicited it.  We will never pass it on to any third party without your consent, unless legally required to do so.

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