Depledge Strategic Wealth Management Ltd

Independent Financial Adviser  10 Longmeadow, Cheadle, Cheshire, SK8 7ER
First meeting at adviser's own cost
We are a firm of Chartered, Independent Financial Planners, specialising in working with business owners, company directors and senior executives.
We can advise you on
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Annuity purchase
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Auto enrolment
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Pension consolidation
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Pension drawdown
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Pensions & divorce
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Pensions & retirement planning
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Pensions review
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Pensions transfer
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SIPPs
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Stakeholder
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Wealth management
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Ethical investments
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ISA / Unit Trusts / OEICs
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Investing for income
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Investment trusts
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OEICs
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Offshore investments
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Socially responsible investments
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Traded endowment policies
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Unit trusts
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Lump sum
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National savings
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Regular savings
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Savings for children
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School fees planning
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Critical illness
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Healthcare
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Income protection insurance
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Life insurance
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Payment protection insurance
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Capital gains tax
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Estate planning
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Income tax
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Taxation planning
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Corporate pension
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Employee benefits
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Group ISA
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Group Pension/Stakeholder
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Group Protection/Life Insurance
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Group income protection
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Group life insurance
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Group private medical insurance
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Group risk
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Long term care
Response rating
7.0/10
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FCA authorised
Last authorised 26th October 2020
Meet our advisers
Andrew Day LLB(hons) FPFS
Principal Director and Specialist Retirement Planner

To achieve the Fellowship grade, individuals would be required to have 10 AFPC (Diploma) units or equivalent. This shows a commitment to continuous professional development.

In order to have completed this qualification, individuals were required to obtain three units. These could have been selected from any combination of the available units at that time but must have included the compulsory G10 unit - Taxation and Trusts.

To achieve the Associateship grade, individuals would be required to have 6 AFPC (Diploma) units or equivalent. This shows a commitment to continuous professional development.

This examination assessed a knowledge and understanding of the UK tax system, the law and practice of trusts, but also an ability to advise individual clients on the tax treatment of their investments and the use of trusts to meet their current and foreseeable future needs.

This examination enhanced general pension knowledge, particularly in pension transfers and opt-out business.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

This qualification assessed a knowledge and understanding of portfolio investment management.

This examination assessed a knowledge and understanding of investments and an ability to advise individual clients on the construction of investment portfolios to meet both their current and foreseeable future needs.

This examination assessed specialist supervisory knowledge and skills in the regulatory environment.

This examination assessed knowledge and understanding of income generating options and applying the knowledge to retirement planning situations.

This examination assessed knowledge and understanding of the range of investments available for planning of pensions and to be able to apply the construction of a pension portfolio management for a client.

This examination assessed the knowledge and understanding of economic factors that affect risk from different investments, product features and regulatory framework of retail investments, taxation liabilities and portfolio planning.

This AFPC module provided an advanced knowledge of life and health protection. The October 2004 examination qualified the individual to advise on long-term care insurance.

This examination assessed knowledge and understanding to analyse and evaluate a client’s circumstances and financial needs and produce a holistic financial solution based on an in-depth knowledge of financial services products.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, long term care insurance products and the giving of long term care insurance advice.

This examination demonstrated that the individual has a knowledge and understanding of all financial planning aspects of running a business and an ability to advise clients appropriately.

Accreditations
Chartered Financial Planner
Adrian Mahon BA(Hons) ACII
Senior Consultant

This examination assessed a knowledge and understanding of the UK tax system, the law and practice of trusts, but also an ability to advise individual clients on the tax treatment of their investments and the use of trusts to meet their current and foreseeable future needs.

This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

Associate members are those who have gone on to secure more advanced qualifications by completing the Advanced Diploma in Insurance or its predecessor the Associateship. This shows a commitment to continuous professional development.

This qualification assesses a knowledge and understanding of an ability to analyse pension and retirement planning issues.

This qualification assesses a knowledge and understanding of recent pension reforms and how the changes impact at-retirement advice.

This exam accesses understanding of the financial services and their regulation.

This exam accesses understanding of protection, savings and investment products.

This exam accesses understanding of identifying and satisfying client needs.

Ben Lancaster
Senior Financial Planner
What our clients say
Have known Andrew for about 20 years and does all my investments.
Anthony, Lancashire
Andrew has handled my pension fund and investments for the past 7 years. His advice has been sound and I am comfortable with the way my funds are managed by Andrew's use of specialists and associates to ensure that my funds are invested to their optimum advantage within my agreed level of risk. Options and recommendations are always explained clearly and logically, both verbally and subsequently in writing. Any questions or requests are addressed promptly and explanations are comprehensive and understandable. I am quite happy with Andrew's services and hope to use them for many years to come.
John, Bury
Andrew fully understood our needs. He reviewed our investments and advised us clearly. We were reassured by his experience. He continues to manage our portfolio. The outcome has exceeded our expectations. His advice and recommendations are considered and appropriate. We have complete confidence and trust in Andrew.
Patrick, Altrincham
I had accumulated money from earnings and I wanted to take advice on what to do with it. Andrew put in place a ongoing strategy and discipline to review and make the most of my finances.
Mike, Hull
My main aim was to secure my future and I wanted expert advice to achieve this. Andrew has advised me over more than 15 years to make the most of my savings from income being tax efficient and savvy with the investment strategy. I have been very happy with the service and advice and that is why I have stuck with Andrew for so long.
Graham, Lancashire
I have had previous very bad experience with IFAs. I was looking to change and followed Paul Lewis (BBC Moneybox) advice, which included using a service like Vouchedfor. The whole process of finding and selecting a new IFA was smooth, and I have been very pleased with the advice and level of attention I have had from Depledge. I have been preparing for retirement, so Andrew has advised on and implemented a restructure which I am very happy with. Andrew is also helping me with issues created by my prior advisor.
Peter, Stockport
Andrew explained change in arrangements when my role moved from one company to another. I retained Andrew via different role for expert pension advice. Returns have been good.
Neil, Tamworth
Andrew helped to sort out a whole load of pensions, some of which I did not know that I had, and has given great advice on getting better returns on investments and maximising tax relief.
David, Conwy County
We are looking to retire in the next few years and were seeking advice about how we could achieve our financial objectives for retirement. Andrew was recommended by a work colleague. Andrew helped us to navigate complex pensions issues, arranging our pensions and investments with a view to achieving a secure financial future. We are very pleased with the outcomes to date and are confident that Andrew will continue to advise us wisely in future.
Judith, Chester
Andrew advised me from 2006 onwards on investing capital and whilst things were difficult in 2008 we have made excellent returns over the period and defensive moves at the right times have added to the overall result. I am very happy with the service and the results. Andrew is in regular touch and has a good team behind him.
Jim, Manchester
Andrew keeps me fully abreast of investment and pension products and manages to make a very difficult technical subject matter understandable to me.I have full confidence that he is making my money work in the best possible manner to suit my current and planned lifetstyle. Andrew is fully accessible by phone, email and personally if ever I have any queries or need advice. He is a very professional adviser with integrity and humanity.
Kim, Lancashire
Communicates and explains clearly, and always available to ask advise.
Andrew, Cheshire
Andrew is helpful, friendly and considerate. He has the knowledge and experience combined with a genuine interest to give first class advice. More than anything, he gives you confidence that you are receiving the best advice from someone that cares.
Stephen, North Yorkshire
I am very fortunate to have financial dealings with Andrew, he takes pride and interest in the status of the family and the trends they wish to take and foresee their expectations before they realise it themselves. During the past 15 years of my dealing with Andrew he has achieved every promise that he instilled at the beginning of our business. His knowledge of the financial market is exceptional. I feel that I could not intrust my finances in any other adviser. Andrew is a dedicated family man therefore understands family values.
Jeanette, Lancashire
Friendly, approachable, knowledgeable. Always offered thoughtful incisive advice. Found out what we wanted, how much risk we were prepared to take and always delivered the goods. Would recommend Andrew 100%.
Phil, West Yorkshire
Andrew has looked after me and my late husband's investments for quite a few years. Since my husband died he has given me really good advice. I have complete faith in Andrew. All my investments have increased over the last few years when so many peoples investments have gone down. He is always on hand when I need help.
Bernadine, Cheshire
I've been using Andrew for the last 15 years first with HSBC, latterly with Lift Financial and now in his own business DePledge. During that time I've witnessed him grow and develop his skills and understanding of what is a complex and ever changing requirement and how my own requirement relates to this. His proposals are backed by sound reasoning and supported by quantative evidence, particularly on fund performance. Our reviews are timely and my account has been well managed during these recent difficult times.
MIke, Lancashire
Andrew gives me sufficient information so I can make informed choices. He explains all the options and risks of investing, checking to ensure that I have grasped the information given. He gets me to reflect on what has been and to consider the future and the action I need to consider.
Ian, Stafffordshire
Regular meeting prompted by him. Full valuation of portfolio. Advise on movement of funds. Clear assessment of risk and expectation from portfolio.
Michael, Merseyside
Andrew was very good at explaining the various investment options available, he took time to make sure that I fully understood the investments and the risks associated inline with my personal preference, should it be high, moderate or low risk, long or short term investment. During my appointment, I felt relaxed and under no pressure to make any decisions. I was given the information to consider prior my next appointment. He left his telephone and email address should I have any questions or concerns.
Michael, Lancashire
Andrew keeps us in the loop about everything going on and has regular meetings.
Sarah, West Yorkshire
Andrew ensures that he fully understands my financial goals and my attitude to risk.
Neil, Cambridgeshire
Andrew responds to financial questions with authority; has good knowledge of the market and advises accordingly. Had he not done so I would not have allowed him to look after my affairs for all these years.
David, Kent
Andrew provides a very professional service, friendly and patient, and appreciates client concerns. We consider him a friend of the family.
Anthony, Cheshire
Andrew keeps an eye on our requirements and financial status. Gives us good advice. Is always available for questions and pays us an annual visit to report any changes etc.
Maureen, Lancashire
Andrew has handled my pension fund and investments for the past 7 years. His advice has been sound and I am comfortable with the way my funds are managed and by Andrews use of specialists and associates to ensure that my funds are invested to their optimum advantage within my agreed level of risk. Options and recommendations are always explained clearly and logically, both verbally and subsequently in writing. Any questions or requests are addressed promptly and explanations are comprehensive and understandable. I am quite happy with Andrew's services and hope to use them for many years to come.
James, Lancashire
Andrew provides us with sound financial advice in a clear trustworthy manner. He understands our attitudes to risk and has created a portfolio which meets our present and future needs.
David, Cheshire
Andrew is a long term partner who is guiding us through the minefield of long term pension planning. He is currently advising us and will be there to advise us when we come to retire in around 20 years.
James, Cheshire
Andrew listens to my requirements and provides me with the best advice and options to achieve them.
Sharyn, Lancashire
From day one, Andrew has taken very good care of all our needs regarding our retirement requirements. He is always there for advice in any situation. We are more than happy with the help and advise we have received in the many years Andrew has been our adviser, and would not hesitate to recommend his services to anyone.
Clifford, Cheshire
Andrew Day has taken care of my financial matters for the past 14 years, in this time I have found him to be extremely professional and has given sound advice. I would have no problem in recommending Andrew to future clients.
Joe, Cheshire
Andrew understands my investment needs, and has through the years I've known him provided sound financial advice. He explains his investment strategy well and has always delivered. I believe him to be trustworthy and an excellent businessman who I enjoy dealing with.
Martin, Lancashire
Andrew tells you in plain English so you understand exactly what is the right product to suit your needs. He has a knack of making you feel safe with the decisions made for your individual needs, and most importantly he is easy to get on with and not at all pushy.
Phil, Derbyshire
The advice is clear and discussion encouraged.
Gavin, Cheshire
Andrew is very clear and precise on everything I have asked and even those seemingly unimportant questions you forget to ask. He is very good at making sure my investments are in the right places to maintain good and steady growth. He never seems in a hurry to leave, which makes me feel he is giving me all of his time so I fully understand everything we discuss.
Martin, Lancashire
I am very happy with the advice and overall performance of the pension investments, and am very grateful of all the help that I have received from Andrew Day since my husband passed away last Feb. My husband was a client of Andrew's for more than 8 years.
Linda, Co Down
Andrew is always up to date with all the latest financial info. It makes my decision making easy. He is very punctual and sticks to the point at all times. His advice and guidance are invaluable to both myself and my family.
Eric, Lancashire
Extremely knowledgable with a personal interest in you as an individual.
Ian, Lancashire
I have known Andrew for a number of years and have received advice on various areas of personal and corporate financial planning. He explains the issues clearly, makes sure you understand all relevant aspects of the matter under discussion and the solutions being recommended. Having worked in specialist areas of financial services myself, I am always confident with the advice Andrew gives.
Mike, Cheshire
I have worked with Andrew for over 20 years and have been very happy with the advice and recommendations given. During that time I have seen very good growth in my pension pot. Whether face to face or on the telephone, Andrew has time for a thorough discussion.
Colin, Norfolk
Thorough explanation of pension portfolio presented in a meaningful way. Appointments arranged conveniently to suit us- ie, at home address and in the evenings.
Tracey, Cheshire
Andrew is very personable, explaining the financial minefield in such a way that we could easily understand. Utilising his in in-depth knowledge Andrew has guided us towards what we feel will be the best pension option for us. We will also call on Andrew's expertise for all future financial advice and guidance giving us a "one stop" totally integrated financial management service. We are totally satisfied with the service Andrew has provided to date.
Brian, Lancashire
Andrew is very succinct and well informed. Able to back up his rationale and advice with information and data gleaned from several sources. His knowledge imparts confidence in his judgement and subsequent advice. He is pretty well versed in his subject and always provides hard copies of his presentations which is then followed up with a written review of suggestions and advice. Any recommendations are usually quickly analysed in detail and provided as requested. It is difficult to find room for improvement for me.
Brian, Lancashire
About us

We’re a firm of Financial Planners working across Cheshire and the wider area.

As a firm, we are both Chartered and Independent. We were also included in the Citywire's prestigious top 100 firms in the UK in 2015, 2016, 2017, 2018 and 2019.

The people we typically work with are:

• Business owners: We’ll help you plan for the future of your company and your family, ensuring you can meet both your business and personal goals.

• Company directors: We’ll help you to incorporate tax-efficient, thorough financial planning into your business and daily life, preparing you for eventual retirement.

• Senior executives: We’ll help you to address the complex financial implications of being a high earner, both for the present day and your future retirement lifestyle.

With our expert help, we’ll enable you to make sensible decisions with your money that will help you achieve your goals. In turn, this will help you to enjoy life more today and feel more confident about the future ahead.

Our services

There are many reasons why people choose us:

• We are Chartered: Chartered status is the ‘gold standard’ of financial planning and is indicative of our commitment to developing our knowledge and adhering to a code of ethical conduct.

• We are Independent: Being independent, we are able to select products and providers from the entire market. We can therefore create truly bespoke plans.

• We are Financial Planners: We focus on your goals in life, then build a plan to achieve them. It’s never the other way around; we always put you before your money.

Where to find us
Head office address: 10 Longmeadow, Cheadle Hulme, Cheadle, Cheshire, SK8 7ER
Service coverage
Preferred clients
Minimum wealth (income/assets)
£100,000
Minimum pension value
£100,000
Minimum mortgage value
£0
Advice methods
  • phoneButton
    Telephone
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    Online (Live chat, video, email)
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    Face to face
Compliance

Depledge Strategic Wealth Management Ltd is an appointed representative of Sense Network Ltd which is authorised and regulated by the Financial Conduct Authority. You can find Depledge Strategic Wealth Management Ltd on the FCA register by clicking here. Registered in England & Wales. Company number: 08524954. Registered Office: Progress House, 396 Wilmslow Road, Withington, Manchester, Manchester, United Kingdom, M20 3BN.

The information contained within our website is subject to the UK regulatory regime and therefore restricted to consumers based in the UK.

The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients.

Response rating
7.0/10
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FCA authorised
Last authorised 26th October 2020

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