Financial Concepts

Independent Financial Adviser 1 – 2 Corberry Terrace, Troqueer Road, Dumfries, DG2 7SR
First meeting at adviser's own cost
Response rating
9.0 /10
FCA verified
12th August 2019
Chartered financial planners who offer a complete one-step financial services solution, whatever your needs.
We can advise you on
    • Annuity purchase
    • Auto enrolment
    • Pension consolidation
    • Pension drawdown
    • Pensions review
    • Pensions transfer
    • Building your home
    • Buy to let
    • Buying commercial property
    • Buying first home
    • Buying overseas
    • Equity release
    • Flexible mortgages
    • High loan to value
    • Next home / Remortgaging
    • Right to buy
    • Self-employed mortgages
    • Wealth management
    • Ethical investments
    • ISAs
    • Investing for income
    • Investment trusts
    • OEICs
    • Socially responsible investments
    • Lump sum
    • Regular savings
    • Accident & sickness
    • Critical illness
    • Healthcare
    • Income protection insurance
    • Life insurance
    • Capital gains tax
    • Estate planning
    • Income tax
    • EEA
    • Rest of world
    • Commercial mortgages
    • Employee benefits
    • Group pensions
    • Group protection
    • Long term care
Meet our advisers
Darren Turnbull
Managing Director
Certified Financial Planner
Nigel Shackleton ChartFP
Chartered Financial Planner
Anthony Phillipson
Adrian Leslie
Senior Independent Financial Adviser
What our clients say
Gives sound and accurate advice. Keeps me updated when changes come in. Reviews my caseload on a regular basis.
Julia Dixon, Cumbria
Gives unbiased advice on the best option available to us at any given time. We get regular newsletters and meet yearly for a review
Jill Thursby, Carlisle
Very approachable, talks openly about options. Always quick to respond to queries.
Andrew Farmer, Moscow
Advice given was very well explained and easy to understand. The risks of each investment were explained and debated at length and the advice and option given were very clear. Good follow up paperwork and a very professional business model overall.
John Hope, Carlisle
Where to find us

1 – 2 Corberry Terrace, Troqueer Road, Dumfries, DG2 7SR

Make an enquiry
About us

Financial Concepts is an independently owned IFA practice, founded in 2000. Between us we have more than 100 years of experience providing bespoke advice to a wide range of clients. We look after more than £130m worth of client funds, and our mortgage arm has a burgeoning reputation for helping hundreds of people achieve their property dreams. Our specialist knowledge covers a wide range of products from across the whole of the market, including investments, pensions, mortgages and protection. Over the years we have grown by word of mouth and the recommendations of satisfied clients. The first meeting is free of charge, we offer a variety of different payment options, and all fees are agreed with you in advance.

Our services

Our speciality is creating solutions for life. Offering a full range of financial services, we use them in harmony to provide a long-term financial plan that meets your goals not just at the present time but in all the years to come. The ongoing nature of our service is the reason why people stay with us and keep coming back. We take pride in being one of the only firms of chartered financial planners in Cumbria, and we reflect this in the quality of the service we offer to our clients.

Advice methods
  • phoneButton
  • icons
    Face to face
Preferred clients
Minimum wealth (income/assets)
Minimum pension value
Minimum mortgage value

We are delighted to advise that we have been awarded the prestigious Chartered Financial Planners designation by the Chartered Insurance Institute (CII).

This is the industry’s gold standard for firms of financial planners. It confirms that we have satisfied rigorous qualification criteria by retaining highly-qualified staff who subscribe to the membership conditions of the CII.

It also involves a commitment to continuing professional development and adherence to an industry standard Code of Ethics. You can view the Code at /code.

Financial Concepts are the first firm to achieve this in Cumbria and as a valued client of our firm we are writing to share this news with you and to reiterate that you will continue to obtain the highest level of service from us and that our firm is committed to continuing to improve and enhance our client proposition in the future.

When you use a Chartered firm you are dealing with proven professionals. The CII is empowered by the Privy Council to award Chartered status, and the award is only made in deserving cases and while Chartered titles are steeped in history, they remain the benchmark of professional excellence and integrity.

Only the UK’s premier financial planning firms qualify for Chartered status. If you wish to know more about how using a Chartered firm can ensure you get the best possible advice, service and support, please do not hesitate to contact us.

Similar advisers near you

Independent Financial Adviser 0.05 mi
I create peace of mind and financial security for your future.
Independent Financial Adviser 0.53 mi
We believe in working with our clients to provide them with proactive financial advice tailored to them.
Independent Financial Adviser 0.58 mi
We invest your money as if it were our own.
Financial Adviser (Restricted Whole of Market) 19.74 mi
I offer expert financial advice to help you achieve your personal financial goals tailored to your individual needs.